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97 Stone Hill Road, Colts Neck, NJ, 07722

5beds
6baths
5,915sqft
$1,499,999
$254price/sqft
$10,554/moest. monthly cost
$422,160/yrincome needed

About This Home

SHORT SALE- 6,000 SF 5 BEDROOM ,5 BATH COLONIAL IN COLTS NECK. THIS HOME IS SUBJECT TO SHORT SALE BANK APPROVAL. BUYER RESPONSIBLE FOR CO. HOME IS BEING SOLD STRICTLY AS IS. CASH OFFERS ONLY , NO CONTINGENCIES. BEST & FINAL OFFERS DUE BY THURSDAY 6/25 AT 3PM

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
7/10
5/10
Colts Neck High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Center Hall,Dec Molding
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: 3+ Zoned AC

Interior Area

  • Total structure area: 5,915
  • Total interior livable area: 5,915 sqft

Property

Details

  • Parcel number: 1000044010000908

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Exterior features: Swimming

Lot

  • Lot size: 1.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$543$6,516
Property Taxes $1,775$21,300
Electricity $652$7,824
Total$10,554$126,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,851/yr
40% on housing$316,620/yr
45% on housing$281,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 07722$518
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07722$411
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$1,499,999
2025-12-16Price change$1,999,999
2025-10-27Listed for sale$2,199,999
2021-09-01Sold$1,035,000
2021-07-06Price change$1,133,300
2021-05-25Price change$1,139,000
2021-04-14Price change$1,146,100
2021-03-22Price change$1,151,900
2021-01-27Price change$1,157,700
2020-12-17Price change$1,179,000
2020-10-14Price change$1,235,700
2020-10-01Price change$906,000
2020-09-29Price change$891,500
2020-09-22Price change$836,000
2020-09-15Price change$928,000
2020-09-08Price change$858,000
2020-08-27Price change$865,000
2020-07-29Price change$898,000
2020-07-24Listed for sale$1,295,320
2019-05-20Sold$1,000
2004-04-24Sold$1,350,000
2002-04-06Sold$851,250

Pre-Foreclosure - For Sale by Agent

AgentRosanna Dunadee
BrokerageNeuhaus Realty, Inc.

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