




10911 Settlers Pond Ct, Frankfort, IL, 60423
About This Home
Experience luxury living in this beautifully updated two-story townhome offering over 2,700 square feet, 4 bedrooms, and 2.5 baths. Filled with natural light and elegant details, this spacious home is designed for comfortable everyday living and effortless entertaining. The stunning custom kitchen features granite countertops, custom cabinetry with roll-out drawers, a dedicated spice cabinet, and a premium Sub-Zero refrigerator. The inviting living room and family room are connected by a gorgeous two-sided fireplace with custom built-ins, granite accents, and a wine refrigerator. A formal dining room with a beautiful chandelier provides the perfect setting for special occasions. Retreat to the luxurious primary suite featuring an oversized walk-in closet and spa-inspired bath with a Jacuzzi tub, separate shower, and custom cabinetry with roll-out drawers. The finished basement adds valuable living space with a spacious fourth bedroom, recreation area, and abundant storage. Numerous walk-in closets and additional storage spaces are found throughout the home. Enjoy outdoor living on the newer patio, while recently added front exterior landscape lighting enhances the home's curb appeal and creates a warm, welcoming ambiance after sunset. Additional features include a convenient main-floor laundry room, attached two-car garage, and stair lift for enhanced accessibility. Ideally located in desirable Frankfort's Settlers Pond neighborhood, this exceptional home offers the perfect blend of luxury, comfort, and convenience. Don't miss the opportunity to make this beautiful property your next home. Sellers are providing a home warranty for buyers at closing.
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Water Softener
- Laundry features: Main Level,Sink
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 150
- Dimensions: 15X10
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 130
- Dimensions: 13X10
Bedroom4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 308
- Dimensions: 22X14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 144
- Dimensions: 12X12
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 288
- Dimensions: 18X16
Features
- Cathedral Ceiling(s),Storage,Built-in Features,Walk-In Closet(s),Bookcases,Open Floorplan,Granite Counters,Separate Dining Room
- Window features: Skylight(s),Window Treatments
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Double Sided,Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,000
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,900
- Total interior livable area: 2,700 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Custom Cabinetry,Granite Counters,Updated Kitchen),Flooring (Hardwood)
- Level: Main
- Area: 144
- Dimensions: 12X12
Laundry
- Features: Flooring (Hardwood)
- Level: Main
- Area: 40
- Dimensions: 8X5
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 342
- Dimensions: 18X19
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Double Sink,Whirlpool & Sep Shwr)
- Level: Second
- Area: 374
- Dimensions: 17X22
Other
- Level: Basement
- Area: 220
- Dimensions: 11X20
Recreation Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 600
- Dimensions: 30X20
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1909203010270000
- Special condition: None
Features
- Patio & porch: Patio
Lot
- Lot size: 3,920 sqft
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $822 | $9,864 |
| Electricity | $207 | $2,492 |
| Total | $3,583 | $42,996 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $465,000 |
| 2026-08-07 | Price change | $465,000 |
| 2026-07-17 | Price change | $470,000 |
| 2026-06-18 | Listed for sale | $474,999 |
| 2025-02-08 | Listing removed | $449,999 |
| 2025-01-07 | Listed for sale | $449,999 |
| 2024-12-30 | Listing removed | $449,999 |
| 2024-10-28 | Listed for sale | $449,999 |
| 1999-09-08 | Sold | $240,000 |
