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5696 Heidi Dr, Rockford, IL, 61109

4beds
2baths
1,888sqft
$275,000
$146price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

Spacious and well-maintained bi-level offering 4 bedrooms and 2 full baths, providing a flexible layout for a variety of living needs. The home features numerous interior updates throughout, giving it a fresh and modern feel while maintaining its functionality. Generous living spaces on both levels allow for comfortable everyday living and entertaining. Enjoy the outdoors with a fully fenced yard and a deck—perfect for gatherings, pets, or relaxation. Solar panels add valuable energy efficiency, helping reduce utility costs and enhance long-term savings. A solid option for buyers seeking move-in ready condition with space, updates, and added efficiency already in place.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
4/10
1/10
Rockford East High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove/Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Lower
  • Area: 156

Bedroom4

  • Level: Lower
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Solid Surface Counters
  • Finished area below ground: 600
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 342.25

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 1604252015

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: City/Town,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$177$2,124
Property Taxes $522$6,264
Electricity $145$1,742
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 61109$99
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61109$122
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$299,000
2021-08-18Sold$118,500
2017-10-26Sold$110,000
2007-07-24Sold$140,000
2004-06-03Sold$95,000
1999-10-26Sold$82,500

For Sale by Agent

AgentMona Ibrahim
BrokerageBerkshire Hathaway Homeservices Crosby Starck Re

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