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4720 Lincliff Dr, Rockford, IL, 61109

3beds
1baths
1,248sqft
$219,900
$176price/sqft
$1,799/moest. monthly cost
$71,960/yrincome needed

About This Home

Welcome to 4720 Lincliff Dr. in Rockford, where modern updates meet comfortable living. This beautifully refreshed 3-bedroom, 1-bath ranch style home offers a warm and inviting atmosphere from the moment you step inside. The home features stylish vinyl flooring throughout, creating a sleek, cohesive, and low-maintenance living space. The inviting and ample living room is the perfect place to unwind, highlighted by a cozy fireplace that makes chilly evenings feel extra special. The updated kitchen is sure to impress, featuring stainless steel appliances, elegant quartz countertops, and plenty of cabinet space for storage and functionality. A partially finished basement adds valuable extra space-perfect for a home office, workout area, recreation room, or additional entertaining space. This home also includes a water softener that is owned, adding convenience and long-term value. Outside, you'll appreciate the long driveway and spacious front yard area. The spacious yard provides room to garden, relax, or host gatherings with family and friends. Conveniently located, this home offers easy access to many of the area's favorite attractions and amenities, including outdoor recreation at Anderson Japanese Gardens, scenic trails and green space at Rock Cut State Park, and family-friendly fun at Nicholas Conservatory & Gardens. You'll also enjoy nearby shopping, dining, and entertainment options throughout the Rockford area. Move-in ready and thoughtfully updated, this home offers comfort, style, and convenience. Selling AS-IS. Don't miss your opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
1/10
Jefferson High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Water Softener Owned,Gas Oven
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Dimensions: COMBO

Features

  • 1st Floor Bedroom,Dining Combo,Quartz Counters
  • Door features: Sliding Doors
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,248 sqft

Kitchen

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Laundry

  • Level: Basement
  • Area: 418
  • Dimensions: 19X22

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 594
  • Dimensions: 22X27

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1607379003
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 1

Lot

  • Lot size dimensions: 97X176.7X96.6X179.1

Parking

  • Total spaces: 8
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$141$1,692
Property Taxes $417$5,004
Electricity $130$1,569
Total$1,799$21,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,680/yr
40% on housing$53,970/yr
45% on housing$47,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 61109$100
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61109$122
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$225,000
2025-02-20Listing removed$195,000
2024-12-28Listed for sale$195,000
2023-01-06Sold$113,000
2022-09-23Sold$79,500
2013-09-27Listing removed$69,900
2013-09-07Price change$69,900
2013-08-01Price change$74,900
2013-07-04Price change$79,900
2013-06-22Listed for sale$84,000
2010-01-26Sold$87,000
2009-12-15Price change$105,000
2009-12-10Price change$94,900
2009-10-19Price change$100,000
2009-09-12Listed for sale$105,000

For Sale by Agent

AgentDamaris Hernandez
BrokerageVista Real Estate LLC.

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