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414 Camino Delora Unit 2, Santa Fe, NM, 87505

4beds
4baths
3,833sqft
$1,395,000
$364price/sqft
$8,491/moest. monthly cost
$339,640/yrincome needed

About This Home

Historic Eastside 4-bedroom 3.5 bath home and attached casita in the gated Girard Gardens Compound located a block from the Canyon Road arts district of galleries, boutiques, and restaurants. The property was, at one time, owned by Santa Fe developer Alexander Girard, a famous textile designer and folk-art collector and echoes his vision. Within the gated compound, the private patio offers days of New Mexico sunshine and evenings full of pleasurable al fresco dining and entertaining.  Mountain views from the expansive upstairs deck. Open concept living room and dining area share the warm and inviting kiva fireplace. Updated kitchen is appointed with stainless steel appliances and space for a bistro table for morning coffee or informal meals. Extra-large laundry room with plentiful storage. The 1,200+ sq. ft. casita with kitchen and separate deck offers possibilities as a studio, office space or as an income generating rental. A detached garage with EV charger is included with the main home. The guest casita has its own parking space. Newer (2020) forced heat and central air conditioning. Excellently located within close proximity to hiking, skiing, and numerous restaurants and cultural amenities.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Atalaya Elementary SchoolGrades PK-60.5 mi
6/10
Milagro Middle SchoolGrades 7-82.8 mi
--
Santa Fe EngageGrades 9-126.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Permanent,Slab
  • Roof: Bitumen,Flat,Foam
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level,Pueblo,Spanish
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Cooktop,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Interior Steps
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Forced Air,Radiant Floor
  • Cooling features: Central Air,Ductless,Refrigerated

Interior Area

  • Total structure area: 3,833
  • Total interior livable area: 3,833 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 910001829
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Living area range: 2,501-3,000

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$467$5,604
Property Taxes $699$8,388
Electricity $272$3,270
Total$8,491$101,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,120/yr
40% on housing$254,730/yr
45% on housing$226,426/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$371
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$1,595,000
2026-01-03Listing removed$1,595,000
2025-11-05Price change$1,595,000
2025-10-04Price change$1,995,000
2025-09-15Price change$2,150,000
2025-07-11Listed for sale$2,280,000
2017-10-26Listing removed$6,000
2017-10-25Listed for rent$6,000
2016-12-21Listing removed$5,000
2016-02-10Listing removed$6,000
2015-12-22Listed for rent$6,000
2005-08-29Sold--

For Sale by Agent

AgentDarlene L. Streit, Sotheby's Int. RE/Grant
BrokerageSotheby's Int. RE/Grant

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