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6 Sawyer Place, Cohoes, NY, 12047

3beds
2baths
2,256sqft
$624,900
$277price/sqft
$4,648/moest. monthly cost
$185,920/yrincome needed

About This Home

6 Sawyer Pl is a custom-built 3-4 bedroom, 2,256 square foot ranch home located on a private cul-de-sac in North Colonie, NY. Owned by its original owner, the home has been fully prepped for market with fresh interior paint throughout, new carpeting, and refinished hardwood floors -- presenting like new construction, without the new-build price tag. The home features a formal living room and formal dining room, both with tray ceilings, offering defined space for entertaining. The eat-in kitchen includes a center island and abundant cabinetry, opening directly to a sun-filled family room with a gas fireplace and oversized windows. Outside, the property offers a stamped concrete patio and professionally landscaped grounds for added privacy. The home was originally designed as a four bedroom ranch, with the current layout customized specifically for its owners -- a straightforward reconfiguration back to the original four bedroom plan for buyers who need the extra room. This flexibility suits a home office, playroom, or guest suite just as easily.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Forts Ferry SchoolGrades K-52.1 mi
8/10
8/10
Shaker High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Tray Ceiling(s),Walk-In Closet(s),Ceramic Tile Bath,Chair Rail,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Door features: Sliding Doors
  • Flooring: Tile,Vinyl,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,256

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 012689 10.3284
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: None

Lot

  • Lot size: 0.59 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$232$2,784
Property Taxes $885$10,620
Electricity $372$4,473
Total$4,648$55,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,360/yr
40% on housing$139,440/yr
45% on housing$123,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 12047$162
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12047$212
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$624,900
2001-09-12Sold$263,529

For Sale by Agent

AgentMichael J Field
BrokerageField Realty

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