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1949 Baintree Rd, Davis, IL, 61019

5beds
4baths
3,871sqft
$689,900
$178price/sqft
$5,454/moest. monthly cost
$218,160/yrincome needed

About This Home

THIS LAKEFRONT IS HOME READY FOR YOU TO ENJOY! Move right in and enjoy ending every day with breathtaking sunsets over the water, weekends spent boating with friends, and evenings around the fire pit. With approximately 50 FEET OF WATERFRONT, a PRIVATE PIER with room for two boats, and EVERY MAJOR UPDATE COMPLETED, all that's left to do is move in and start enjoying the lake life. From the moment you step inside, you'll be drawn to the dramatic VAULTED, BEAMED CEILINGS and the wall of windows showcasing lake views. The open-concept living room, dining area, and kitchen create the perfect space for gathering after a day on the water. The beautifully updated kitchen features warm wood cabinetry, granite countertops, a farmhouse sink, newer KitchenAid appliances, and hardwood floors. The main-floor primary suite feels like a private retreat with lake views, direct access to the maintenance-free deck, a walk-in closet, new flooring, and an updated bath with a step-in tiled shower. Convenient first-floor laundry! Family and friends will love having their own space. The WALK-OUT LOWER LEVEL offers a spacious bedroom, beautifully updated full bath with a tiled shower, and an impressive SECOND KITCHEN with stainless steel appliances—ideal for hosting holiday weekends, lake parties, or overnight guests. Upstairs, three additional bedrooms, a full bath, and an office provide plenty of room for everyone. Outside is where memories are made. Spend long summer days cruising the lake, fishing from your private pier, swimming, paddleboarding, or simply relaxing on the deck with your favorite drink in hand. You'll also appreciate the THREE-CAR ATTACHED GARAGE & THE OVERSIZED LOWER LEVEL GARAGE and storage area—perfect for your boat gear, kayaks, paddleboards, golf cart, and all the toys that make lake life so much fun. Even better, you'll have peace of mind knowing the expensive projects are already behind you, including NEW SIDING, ROOF, GUTTERS, EXTERIOR LIGHTING, MAINTENANCE-FREE DECK, LAKE-FACING WINDOWS, ALL GARAGE DOORS, plus NEWER FURNACE, CENTRAL AIR, WATER HEATER, and newer KITCHENAID APPLIANCES on the main floor kitchen. Whether you're searching for your forever home or the perfect weekend escape, this exceptional waterfront home delivers the lifestyle you've been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Durand Elementary SchoolGrades PK-63.4 mi
4/10
Durand Jr High SchoolGrades 7-83.4 mi
7/10
Durand High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Natural Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Entrance,Full,Sump Pump,Finished,Full Exposure

Bedroom2

  • Level: Upper
  • Area: 252.45

Bedroom3

  • Level: Upper
  • Area: 157.986

Bedroom4

  • Level: Upper
  • Area: 212.75

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Basement
  • Area: 416

Features

  • L.L. Finished Space,Ceiling-Vaults/Cathedral,Second Kitchen,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,121
  • Finished area above ground: 2,750

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,871
  • Total interior livable area: 3,871 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 450

Master Bedroom

  • Level: Main
  • Area: 403.17

Property

Details

  • Parcel number: 0506351013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Dock,Boat Lift
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 0.46 Acres
  • Features: County Taxes,Full Exposure

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$359$4,308
Property Taxes $1,310$15,720
Electricity $297$3,572
Total$5,454$65,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,994/yr
40% on housing$163,620/yr
45% on housing$145,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 61019$146
Winnebago County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61019$114
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$689,900
2026-08-03Listed for sale$689,900
2020-06-17Sold$376,000
2020-05-11Pending sale$399,900
2020-01-07Listed for sale$399,900
2019-11-04Listing removed$399,900
2019-07-29Price change$399,900
2019-06-25Price change$409,900
2018-10-02Listed for sale$419,900

For Sale by Agent

AgentChristine Wilke
BrokerageBest Realty

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