See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

126 E 6th St, Pecatonica, IL, 61063

3beds
2baths
1,236sqft
$149,000
$121price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

Welcome to small-town living in the heart of Pecatonica! Situated on a spacious corner lot, this well-maintained 3-bedroom, 1-bath home offers over 1,700 square feet of living space, a detached 2-car garage, and plenty of room to make it your own. Inside, you’ll find generously sized rooms, abundant natural light, and a comfortable floor plan that is move-in ready while offering opportunities for future updates and personal touches. The home has been lovingly cared for and provides the perfect balance of character, functionality, and value. Major exterior improvements, including vinyl siding and a newer roof, provide peace of mind while preserving the home’s classic charm. Whether you’re a first-time buyer looking for an affordable home with room to build equity or an investor searching for your next opportunity, this property offers exceptional value in a desirable Pecatonica location. Move right in and update at your own pace while enjoying all the space, character, and potential this home has to offer.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
4/10
Pecatonica High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 130

Bedroom3

  • Level: Upper
  • Area: 91

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Area: 138

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,236

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,236
  • Total interior livable area: 1,236 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 176.787

Master Bedroom

  • Level: Upper
  • Area: 236.432

Property

Details

  • Parcel number: 0928301004
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$131$1,572
Property Taxes $283$3,396
Electricity $130$1,569
Total$1,297$15,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 61063$184
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61063$130
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$139,000
2026-07-24Price change$149,000
2026-06-12Listed for sale$159,900

For Sale by Agent

AgentTarina Frisella
BrokerageDickerson & Nieman

Similar Homes