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328 Pinnacle Cottage Way #3, Gatlinburg, TN, 37738

1beds
1baths
879sqft
$399,000
$454price/sqft
$2,855/moest. monthly cost
$114,200/yrincome needed

About This Home

Tucked away within the city limits of Gatlinburg, this cozy 1-bedroom, 1-bath cottage offers the perfect mountain retreat just 5 minutes from downtown. Fully furnished and thoughtfully appointed, the home welcomes you with a warm gas fireplace, comfortable living spaces, and all the conveniences you need, including an in-unit washer and dryer and city water and sewer. Step out onto the screened-in porch to take in peaceful mountain views, the perfect spot for morning coffee or evening relaxation, while the covered deck and private hot tub invite you to unwind after a day exploring nearby attractions. Located just minutes from downtown Gatlinburg and the Great Smoky Mountains National Park, this charming getaway blends comfort, convenience, and a true sense of mountain living--don't miss your chance to make it yours.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Wood Siding,Log,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Cabin,Log,Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen
  • Flooring: Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 879
  • Total interior livable area: 879 sqft

Property

Details

  • Parcel number: 127H A 02901 003

Features

  • Exterior features: Gas Grill
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4,356 sqft
  • Features: Rolling Slope

Parking

  • Parking features: On Street,Main Level
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $130$1,560
Property Taxes $533$6,396
Electricity $175$2,103
Total$2,855$34,260

Income You'd Need if You Spent...

35% on housing$97,885/yr
40% on housing$85,650/yr
45% on housing$76,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 37738$291
Sevier County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 37738$352
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$399,000

For Sale by Agent

AgentDarlene Pearson
BrokerageSmoky Mountain Real Estate Cor

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