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324 1st Avenue, Kingston, NY, 12401

3beds
2baths
1,952sqft
$467,500
$239price/sqft
$3,464/moest. monthly cost
$138,560/yrincome needed

About This Home

Welcome to 324 First Avenue in the heart of Kingston -- a bright and inviting raised ranch that perfectly blends city convenience with a peaceful, country-like setting. Tucked on a hillside lot with municipal water and sewer, this well-maintained home offers approximately 1,950 square feet of versatile living space on a quarter-acre parcel. It is also located minutes away from Sojourner Truth State Park and ''Lake Sophia'', a 12,000 sq ft public swimming facility. ''Lake Sophia'' is the 1st new swimming development built in a NYS Park in over 2 decades! Step inside to discover soaring vaulted ceilings and skylights that flood the main living area with natural light, creating an open and airy atmosphere ideal for both everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, with easy access to the rear deck -- perfect for summer gatherings, morning coffee, or quiet evenings overlooking the private backyard. The upper level features two comfortable bedrooms and a full bath, while the lower level offers exceptional flexibility with a third bedroom, additional family room, full bathroom, laundry area, and mudroom with direct driveway access. Whether you need guest accommodations, work-from-home space, recreation space, or multi-generational living potential, this layout delivers endless possibilities. Outside, the property offers mature landscaping, sloped terrain for added privacy, and a backyard retreat complete with multiple levels and room for gardening or outdoor enjoyment. Located just minutes from Kingston's vibrant Uptown Stockade District, restaurants, shopping, parks, and commuter routes, this home combines tranquility with accessibility. Recent updates include a new roof/skylight (2019), outdoor deck (2025), privacy fencing (2025), split units (2023), and updated downstairs bathroom and laundry room (2025) A rare opportunity to own a spacious, light-filled home in one of Kingston's most desirable and evolving neighborhoods.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

1/10
John F. KennedyGrades K-40.8 mi
4/10
Kingston High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,952

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 1,952
  • Total interior livable area: 1,952 sqft

Property

Details

  • Parcel number: 48.075
  • Zoning: T3N
  • Zoning description: T3 Neighborhood

Features

  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,363$28,356
Home Insurance *$148$1,776
Property Taxes $631$7,572
Electricity $322$3,871
Total$3,464$41,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,765/yr
40% on housing$103,920/yr
45% on housing$92,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$261
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$467,500
2026-06-21Price change$469,900
2026-06-09Price change$479,000
2026-05-21Listed for sale$495,000
2019-02-14Sold$169,950
2018-12-27Pending sale$179,000
2018-11-07Price change$179,000
2018-10-17Price change$184,000
2018-07-11Price change$189,000
2018-06-11Listed for sale$199,000
2017-05-05Listing removed$1,600
2017-04-21Listed for rent$1,600
2017-02-21Sold$68,300
2016-11-26Pending sale$74,900
2016-11-17Price change$74,900
2016-10-27Price change$89,900
2016-10-19Price change$99,000
2016-08-28Pending sale$105,000
2016-08-17Price change$17,500
2016-07-21Price change$105,000
2016-06-21Price change$115,000
2016-05-18Price change$119,900
2016-04-21Price change$129,900
2016-03-22Price change$139,900
2016-02-23Listed for sale$149,900
2007-08-13Sold$225,483

For Sale by Agent

AgentCraig Williams
BrokerageDugo Realty

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