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267 Simmons St, Spencer, TN, 38585

4beds
2baths
2,600sqft
$310,000
$119price/sqft
$2,650/moest. monthly cost
$106,000/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 2-bath home with over 2,600 square feet of comfortable living space. Partially renovated, it offers modern updates and plenty of room indoors and out. Inside, you'll find a newly built oversized family den—perfect for relaxing or entertaining. The kitchen features new cabinets and countertops, while most rooms include new flooring. Fresh paint in select areas and updated light fixtures add a bright, refreshed look throughout. Additional highlights include a gas water heater and a convenient location just minutes from the local school, grocery store, and park. Outside, a large deck overlooks an above-ground pool, and a storage shed adds extra space. Fresh landscaping enhances curb appeal, and the full acre lot provides privacy with mature trees lining the back of the property.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Spencer Elementary SchoolGrades PK-51.0 mi
7/10
Van Buren Co High SchoolGrades 6-121.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Basement

Property

Details

  • Parcel number: 030F A 010.00

Features

  • Levels: Tri Level
  • Pool features: Above Ground
  • Patio & porch: Deck

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 a.c

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance $247$2,964
Property Taxes $625$7,500
Electricity $211$2,535
Total$2,650$31,800

Income You'd Need if You Spent...

35% on housing$90,857/yr
40% on housing$79,500/yr
45% on housing$70,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 38585$180
Van Buren County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 38585
Van Buren County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$325,000
2022-02-14Sold$218,000
2022-01-02Contingent$224,900
2021-12-28Listed for sale$224,900
2011-10-02Listing removed$120,000
2011-07-05Listed for sale$120,000

For Sale by Agent

AgentTaylor Robinson
BrokerageTrue North Real Estate Services, LLC

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