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201 S Elida St, Winnebago, IL, 61088

4beds
3baths
1,943sqft
$269,900
$139price/sqft
$2,180/moest. monthly cost
$87,200/yrincome needed

About This Home

Located in the HEART OF WINNEBAGO on a desirable CORNER LOT, this COMPLETELY RENOVATED home perfectly blends timeless character with today's modern luxury. Offering 4 BEDROOMS, 3 FULL BATHS, and a POSSIBLE 5TH BEDROOM, HOME OFFICE, OR PLAYROOM, this home provides exceptional space and flexibility. The stunning custom kitchen is the heart of the home, featuring QUARTZ COUNTERTOPS, custom cabinetry, a large center island, STAINLESS STEEL APPLIANCES, a pot filler, designer lighting, and an impressive coffered ceiling. Historic charm shines through with original architectural details, oversized trim, and soaring ceilings, while major updates provide complete peace of mind, including NEW FURNACE, NEW CENTRAL AIR, NEW WINDOWS, NEW ELECTRICAL, AND NEW PLUMBING. Spacious bedrooms include WALK IN CLOSETS, and the beautifully updated bathrooms feature stylish, high quality finishes throughout. Relax on the inviting wraparound porch overlooking the beautifully landscaped yard, and enjoy the convenience of an OVERSIZED 2.5 CAR DETACHED GARAGE with additional parking. Just steps from downtown Winnebago, schools, parks, restaurants, and community events, this MOVE IN READY home offers the perfect combination of historic elegance, modern amenities, and quality craftsmanship. A RARE OPPORTUNITY TO OWN ONE OF WINNEBAGO'S MOST BEAUTIFULLY RESTORED HOMES! Please independently verify all information, including room sizes, square footage, and location details.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
Winnebago Middle SchoolGrades 6-80.5 mi
3/10
Winnebago High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Wood,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 202.94

Bedroom3

  • Level: Upper
  • Area: 132.21

Bedroom4

  • Level: Upper
  • Area: 197.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 196.84

Features

  • Ceiling-Wood Decorative,Solid Surface Counters
  • Finished area below ground: 0
  • Finished area above ground: 1,943

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,943
  • Total interior livable area: 1,943 sqft

Kitchen

  • Level: Main
  • Area: 175.2

Living Room

  • Level: Main
  • Area: 148.48

Master Bedroom

  • Level: Main
  • Area: 146.3

Property

Details

  • Parcel number: 1408478009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 0.33 Acres
  • Features: County Taxes,City/Town

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$155$1,860
Property Taxes $512$6,144
Electricity $149$1,793
Total$2,180$26,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,742/yr
40% on housing$65,400/yr
45% on housing$58,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 61088$305
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61088$128
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$269,900
2026-07-02Listed for sale$299,000
2026-03-18Sold$99,000
2026-03-02Contingent$99,000
2026-02-12Listed for sale$99,000
2026-02-12Listing removed$119,000
2026-01-16Price change$119,000
2026-01-07Price change$134,000
2025-12-20Listed for sale$149,000
2025-11-18Sold$8,000
2021-09-09Sold$127,900
2021-07-19Pending sale$129,900
2021-03-24Listing removed--
2020-11-03Price change$129,900
2020-05-08Listed for sale$22,500
2003-06-02Sold$100,000

For Sale by Agent

AgentPatrick Sullivan
BrokerageDickerson & Nieman

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