213 S Swift St, Winnebago, IL, 61088
About This Home
Welcome Home! This charming 1930s home offers 3 bedrooms, 1.5 bathrooms, and just over 1,300 square feet of living space, blending original character with thoughtful updates. As you enter, you’ll be greeted by original hardwood flooring, beautiful woodwork, and charming pocket doors that add character throughout the main level. The updated kitchen offers an abundance of cabinet storage and granite countertops, providing both functionality and style. Just off the kitchen, the convenient mudroom leads to the oversized deck overlooking the large, fully fenced backyard—perfect for outdoor entertaining, relaxing, or enjoying the spacious yard. Upstairs, you’ll find three generously sized bedrooms along with an updated full bathroom featuring the convenience of second-floor laundry. For even more storage and potential, the walk-up attic offers an opportunity to create additional finished living space. Recent updates include a new roof (2020), radon mitigation system (2021), new fencing (2021), new deck (2022), furnace (2024), and water heater (2025). Conveniently located in the heart of Winnebago and within the highly sought-after Winnebago school district, this home is within walking distance of downtown, local parks, and area ballparks. With its combination of original charm, important updates, generous outdoor space, and a great location, this home is ready for its new owner!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Shingle
- Construction materials: Siding,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 120
Bedroom3
- Level: Upper
- Area: 108
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 132
Features
- Granite Counters
- Fireplace features: Fire-Pit/Fireplace
- Attic: Storage
- Finished area below ground: 0
- Finished area above ground: 1,936
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Window Unit(s),None
Interior Area
- Total structure area: 1,936
- Total interior livable area: 1,936 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 169
Master Bedroom
- Level: Upper
- Area: 110
Property
Details
- Parcel number: 1408453007
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered
- Fencing: Fenced
Lot
- Lot size: 0.41 Acres
- Features: City/Town,Subdivided
Parking
- Total spaces: 1.5
- Parking features: Asphalt,Detached
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $389 | $4,668 |
| Electricity | $148 | $1,786 |
| Total | $1,690 | $20,280 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Listed for sale | $205,000 |
| 2026-08-10 | Listing removed | -- |
| 2026-08-02 | Price change | $205,000 |
| 2026-07-20 | Listed for sale | $215,000 |
| 2021-04-07 | Sold | $130,000 |
| 2016-10-13 | Sold | $92,000 |
| 2006-10-30 | Sold | $90,000 |
| 2005-03-25 | Sold | $90,000 |
| 2004-10-07 | Sold | $45,000 |
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