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994 Emilyville Way, Cosby, TN, 37722

1beds
1baths
640sqft
$240,000
$375price/sqft
$1,798/moest. monthly cost
$71,920/yrincome needed

About This Home

Escape to Sparrow's Nest Cabin! This cozy 1BR/1BA mountain retreat sleeps 4 and delivers the perfect blend of comfort and charm. Unwind by the wood-burning fireplace or soak in the hot tub under the stars with peaceful mountain views. Whether you're searching for a personal getaway, full-time living, or a proven income-producing investment, this cabin checks every box--with a strong, consistent rental history already in place. There is room on the property to add another driveway and cabin. Your mountain escape--and opportunity--awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Cosby High SchoolGrades 9-124.6 mi
--
Cocke Co Adult High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Log,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 640

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 128C C 02501 000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch,Covered
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Other,Rolling Slope

Lot

  • Lot size: 0.68 Acres
  • Features: Other,Rolling Slope
  • Lot size dimensions: 172.7 x 194.51

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $120$1,440
Property Taxes $290$3,480
Electricity $175$2,103
Total$1,798$21,576

Income You'd Need if You Spent...

35% on housing$61,645/yr
40% on housing$53,940/yr
45% on housing$47,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 37722$174
Cocke County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37722$275
Cocke County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$275,000
2026-03-19Listed for sale$299,000
2010-10-26Sold$52,500
2010-07-22Listed for sale$69,900
2010-04-22Sold$41,962
2002-07-15Sold$75,000

For Sale by Agent

AgentAmber Robinson
BrokerageWallace

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