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405 Murray Ln, Counce, TN, 38326

3beds
3baths
1,425sqft
$319,000
$224price/sqft
$2,620/moest. monthly cost
$104,800/yrincome needed

About This Home

3 Br 3Ba cabin in The Woods of Pickwick. Screened in porch with wrap around decking. Located in quiet cove and backs up to State Park/TVA land so no neighbors behind the property.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Pickwick Southside SchoolGrades PK-87.6 mi
5/10
Hardin County High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Footing
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,425 sqft

Property

Details

  • Parcel number: 155FD00500000

Features

  • Exterior features: Other

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Landslide
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance $368$4,416
Property Taxes $464$5,568
Electricity $175$2,103
Total$2,620$31,440

Income You'd Need if You Spent...

35% on housing$89,828/yr
40% on housing$78,600/yr
45% on housing$69,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 38326$215
Hardin County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 38326
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$329,000
2021-06-01Sold$231,800
2007-11-01Sold$160,000
2000-09-08Sold$9,250

For Sale by Owner

AgentProperty Owner

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