694 Wilber Lake Rd, Oneonta, NY, 13820
About This Home
This 4+ acre rural property with is situated in a prime location within the Oneonta City School District. It is quietly and conveniently located near Wilber Lake with easy access to city amenities while maintaining a private, country feel. The grounds a mixture of woods with a stream and a yard. No electric or water will be turned on. Items will remain in the house and at the property. This is being sold strictly as-is, this property offers the footprint and location to make it happen, whether you are looking to restore the early 20th Century Farmhouse or are seeking the perfect 4+ acre lot for your dream build. This could be a great investment within minutes from Oneonta and approximately 20 miles to Cooperstown!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Dining Room
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Oil,None
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Property
Details
- Parcel number: 258.00226.04
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Enclosed Porch,Gravel Driveway,Porch
Lot
- Lot size: 4.33 Acres
- Features: Irregular Lot
- Lot size dimensions: 269 x 897
Parking
- Parking features: Detached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $601 | $7,212 |
| Home Insurance * | $55 | $660 |
| Property Taxes | $152 | $1,824 |
| Electricity | $380 | $4,569 |
| Total | $1,188 | $14,256 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $149,000 |
For Sale by Agent
View on Zillow