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357 County Highway 9, Oneonta, NY, 13820

5beds
5baths
5,800sqft
$1,050,000
$181price/sqft
$8,106/moest. monthly cost
$324,240/yrincome needed

About This Home

Set on 153 majestic acres in the northwest Catskills in the Upper Susquehanna Valley, this one-of-a-kind luxury home with established short-term rental history is located just 5 minutes from Cooperstown All Star Village and the city of Oneonta and just 3.5 hours to NYC. Extraordinary property for an elite lifestyle, recreation & income potential. INVESTMENT OPPORTUNITY- Zoned Residential/Agricultural, the property has an established short-term rental history and is being offered turnkey. The seller plans to continue hosting guests this summer, with projected seasonal income available upon request. Existing bookings may transfer to the new owner. MAIN HOUSE- 5800 sf, 5 BEDROOMS, 4 FULL BATHS Anchored by a two-story great room w/ a stone-framed gas fireplace, wet bar and balcony library, an eat-in kitchen & coffee bar, a baronial-scale dining room and a dedicated office/entertainment space. 1st floor has 4 BRS & 3 BA thoughtfully arranged to include two separate guest suites w/ private patios & a separate wing w/ 2BR, PLUS a 3-lane heated indoor pool and hot tub addition–creating a true year-round resort experience. 2nd level: Sundrenched PRIMARY RETREAT, & a well-appointed private workspace. Basement: Wine cellar, family room w/ pool table & laundry room. Three-car attached garage. Newer gas boiler. Window AC’s and mini-spits. EQUESTRIAN BARN AND APARTMENT: Solidly built, professionally designed with electric and water includes riding area, stalls, tack room, and hay storage. Built in 2-story 1 BR, 1 BA apartment can be used as caretaker’s quarters or another source of revenue. INDOOR RIDING BARN- Currently used as a soccer arena, demonstrating further income versatility. THE LAND “Four-Season Wonderland” offers fenced pastures, 2 ponds, extensive trails, frontage on Otego Creek, meadows, wooded acreage, additional barn & purported quarry. An expansive resort-level deck provides the perfect setting for entertaining & enjoying sweeping views of the rolling Catskills. A compelling opportunity as a luxury private retreat, an equestrian estate, lucrative AirBnB or hybrid lifestyle as an income-producing haven. Priced to sell. Call for your private tour.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Oneonta Middle SchoolGrades 6-83.5 mi
5/10
Oneonta Senior High SchoolGrades 6,9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Trash Compactor,Wine Cooler,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Wet Bar,Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Furnished,Separate/Formal Living Room,Guest Accommodations,Great Room,Hot Tub/Spa,Jetted Tub,Kitchen Island,Library,Sliding Glass Door(s),Storage,Solid Surface Counters,Skylights,Walk-In Pantry
  • Door features: Sliding Doors
  • Window features: Drapes,Leaded Glass,Skylight(s),Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,544

Heating & Cooling

  • Heating features: Ductless,Electric,Gas,Baseboard,Hot Water
  • Cooling features: Ductless,Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 5,800
  • Total interior livable area: 5,800 sqft

Property

Details

  • Parcel number: 298.00215.02
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Indoor
  • Patio & porch: Deck,Patio
  • Exterior features: Barbecue,Dirt Driveway,Deck,Patio,Private Yard,See Remarks,Propane Tank - Leased
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Slope View
  • Waterfront features: River Access,Stream
  • Waterbody name: Otego Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 153.43 Acres
  • Features: Agricultural,Irregular Lot,Secluded
  • Lot size dimensions: 3970 x 3772

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Electricity,Garage,Heated Garage,Workshop in Garage,Circular Driveway,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$492$5,904
Property Taxes $1,347$16,164
Electricity $958$11,502
Total$8,106$97,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,920/yr
40% on housing$243,180/yr
45% on housing$216,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 13820$118
Otsego County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13820$151
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$1,050,000
2023-10-18Sold$837,500
2023-08-07Pending sale$870,000
2023-03-03Listed for sale$870,000
2021-01-08Sold$799,000
2018-07-02Listing removed$950,000
2017-10-03Listed for sale$950,000
2016-11-05Listing removed$950,000
2015-12-08Listed for sale$950,000
2015-08-02Listing removed$1,195,000
2015-01-31Price change$1,195,000
2014-08-01Listed for sale$1,295,000
2014-06-10Listing removed$1,350,000
2013-06-12Listed for sale$1,350,000
2013-04-26Listing removed$1,350,000
2012-05-11Listed for sale$1,350,000

For Sale by Agent

AgentJoan G. Fox
BrokerageKeller Williams Upstate NY Properties

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