




98 Kaiwiki Rd, Hilo, HI, 96720
About This Home
Perched in a lush rainforest, this turn key Hilo home boasts custom floor-to-ceiling windows to bring the tranquility of the Hawaiian forest into the home. Designed for those who appreciate natural beauty and modern architectural lines, this property offers a rare treehouse perspective with all the comforts of a contemporary house. The heart of the home features an open-concept floor plan crowned by open-beams and high ceilings. Whether you are in the living room or the primary bedroom, the large windows create a seamless connection to the running stream and tropical palms. The lower level is an adaptable space, offering two multi-functional rooms currently utilized as a den and a secondary sleeping area. The full bathroom features a large soaking tub and separate walk-in shower finished with river-rock flooring and tile throughout. A large walk-in closet provides significant storage, complemented by a dedicated laundry room with brand new stacked washer and dryer. The experience continues outside with a fenced yard to bring a garden to life. An outdoor shower overlooking the stream allows you to fully immerse yourself in the rainforest atmosphere. Tucked away in a peaceful setting yet minutes from downtown Hilo and Hilo Medical Center, this home is the perfect balance of privacy and accessibility. Recent updates include refinished bamboo flooring, new vanity and toilet in en suite bathroom, new electrical fixtures throughout, new fridge, washer/dryer, newly finished stairs, and many other improvements! The house is offered turn key and move-in ready. Furnishings may be removed if desired. Fly-through video link: https://vimeo.com/1174617803?share=copy&fl=sv&fe=ci
Getting Around
Schools
Construction
Condition
- Year built: 2001
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Range,Refrigerator,Washer/Dryer Stacked
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Interior Area
- Total structure area: 1,099
- Total interior livable area: 1,099 sqft
Property
Details
- Parcel number: 3260300510000
- Zoning: RS-15
- Special condition: Fee Simple,Standard
Features
- Levels: Two
- Fencing: Chain Link
- Has view: Yes
- View description: Other
- Frontage type: Stream/Canal
- Topography of land: Gentle Slope,Steep Slope
Lot
- Lot size: 0.66 Acres
Parking
- Parking features: Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,408 | $40,896 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $461 | $5,532 |
| Electricity | $374 | $4,497 |
| Total | $4,436 | $53,232 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $674,000 |
| 2026-03-18 | Listed for sale | $699,000 |
| 2020-08-24 | Sold | $320,000 |
| 2020-07-08 | Pending sale | $320,000 |
| 2020-07-03 | Listed for sale | $320,000 |
| 1999-12-23 | Sold | $25,000 |
