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412 W 5th St, Minonk, IL, 61760

2beds
1baths
1,174sqft
$189,000
$161price/sqft
$1,545/moest. monthly cost
$61,800/yrincome needed

About This Home

Check out this charming two-bedroom Bungalow in an ideal location in Minonk. Pride of ownership is obvious with this well-kept one-story home. The interiors are highlighted by timeless natural wood trim and hardwood flooring. There is a formal dining room and a large living room. A ton of potential in the full floored attic with permanent stairs. The full basement provides ample storage space and houses the natural gas, forced-air furnace. The property is also serviced by a whole house generator. You'll love the attached, 2-3 car, heated garage with 1/2 bathroom! The home is located on a center lot with alley access and a private patio area. The superb location is just one-half block from both Minonk's Westside Park and Fieldcrest Primary School, and 3 short blocks to Minonk's downtown area. Plenty to like here! DON'T MISS THIS!!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Fieldcrest Primary SchoolGrades PK-20.0 mi
6/10
Fieldcrest Middle SchoolGrades 6-810.8 mi
9/10
Fieldcrest High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,348
  • Total interior livable area: 1,174 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Other

  • Level: Main
  • Area: 216
  • Dimensions: 27X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0607307035
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 75 X 150

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$161$1,932
Property Taxes $299$3,588
Electricity $130$1,569
Total$1,545$18,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,971/yr
40% on housing$46,350/yr
45% on housing$41,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 61760$88
Woodford County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 61760$84
Woodford County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$189,000
2026-06-22Listed for sale$189,000
2005-06-17Sold$75,000

For Sale by Agent

AgentCraig Meyer
BrokerageMeyer-Jochums Agency

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