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10412 WINDING STREAM WAY, Bradenton, FL, 34212

4beds
3baths
2,889sqft
$1,250,000
$433price/sqft
$9,640/moest. monthly cost
$385,600/yrincome needed

About This Home

People often ask me if you can find a home in East Manatee where you can keep your boat and enjoy a championship golf course. At Waterlefe Golf & River Club, you can have both. This beautifully maintained 3 bedroom, 3 bathroom home offers everything you've been looking for. Inside you'll find hardwood floors throughout, soaring ceilings, a skylight that fills the home with natural light, and an open floor plan designed for everyday living and entertaining. The owners combined two bedrooms to create a spacious guest bonus room or suite, providing exceptional comfort for family and visitors. The kitchen opens to the main living area, making it easy to stay connected while entertaining. Step outside to your private lanai featuring a sparkling pool and spa, a fully equipped summer kitchen that's perfect for grilling your fresh catch, and peaceful water views. The spacious 3 car garage offers plenty of room for vehicles, golf carts, and all your Florida toys. Just outside your back door, your private dock with a 12,000-pound boat lift provides easy access to the Manatee River and the Gulf of Mexico. Waterlefe is one of the few communities where you can golf in the morning, spend the afternoon on your boat, and meet friends and family at the clubhouse for dinner that evening. Community amenities include a Ted McAnlis designed championship golf course, marina, River Club restaurant and tiki bar, fitness center, junior Olympic pool, nature trails, and 24-hour guard-gated security. If you've been looking for the complete Florida lifestyle, you'll want to put this home at the top of your list. Be sure to view the 3D tour and schedule your private showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

7/10
Freedom Elementary SchoolGrades PK-51.7 mi
8/10
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Dinette

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: First
  • Area: 336
  • Dimensions: 21x16

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Tray Ceiling(s),Vaulted Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,149
  • Total interior livable area: 2,889 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Primary Bathroom

  • Features: Dual Sinks,Tub with Separate Shower Stall
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Parcel number: 546015359
  • Zoning: A1/CH
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,Indoor,Screen Enclosure,Vinyl
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Freshwater,Freshwater Canal Access,Lift

Lot

  • Lot size: 0.27 Acres
  • Features: FloodZone,In County,Level
  • Lot size dimensions: 90.0 x 130.0

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$662$7,944
Property Taxes $2,368$28,416
Electricity $290$3,488
Total$9,640$115,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,514/yr
40% on housing$289,200/yr
45% on housing$257,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 34212$267
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34212$253
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,199,500
2026-07-09Listed for sale$1,250,000
2011-11-23Sold$530,000
2011-11-01Pending sale$599,000
2011-05-07Price change$599,000
2011-02-25Listed for sale$639,000
2004-01-08Sold$645,000
2001-09-05Sold$492,400

For Sale by Agent

AgentJoe Murphy
BrokerageCOLDWELL BANKER REALTY

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