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3518 KIAH DRIVE, Zephyrhills, FL, 33543

5beds
3baths
2,232sqft
$212,000
$95price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

Short Sale. INVESTOR SPECIAL — Short Sale — 5BR/3BA Value-Add Opportunity at 3518 Kiah Dr Wesley Chapel - MOLD REMEDIATION NEEDED Calling all investors: this 2,232 sq ft, 5-bedroom, 3-bath home in the heart of Wesley Chapel is a rare high-bedroom-count value-add play in one of Pasco County's fastest-growing corridors. Situated on a fee-simple owned corner lot (0.21 acres, no land lease), this 2001-built home offers a split floorplan, vaulted ceilings, and an oversized primary suite with private en-suite bath. Medium/heavy rehab opportunity — priced accordingly. No major systems need replacement — the roof and 5-ton HVAC system are in good working condition. Whole-house mold remediation is needed, and a professional moisture report is available upon request for buyer due diligence. Scope of work includes plumbing repairs, drywall, paint, sub-floor repair in select areas, whole-house flooring, some cabinetry, and interior doors — primarily cosmetic and interior scope rather than structural or major mechanical. 2021 updates to the kitchen and baths (granite counters, solid wood soft-close cabinetry, stainless appliances) remain in place. Electric water heater replaced 2023. Remediation quotes has been completed, ask listing agent for details. Short sale — all offers submitted to the lender for review. Cash or hard money preferred; home will not qualify for conventional FHA financing in current condition. Low HOA ($15/mo), no CDD, minimum lease term of 1-2 years supports a stable long-term rental exit strategy in a strong rental submarket near shopping, dining, top-rated schools, and major commuter routes (Bruce B. Downs Blvd, I-75). Short sale approval process underway — seller motivated, agent responsive. Submit offers now; marketing period is limited.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 2001

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Homes by Merit

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Dual Sinks,Granite Counters,Other,Tub With Shower,No Closet
  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bathroom3

  • Features: Granite Counters,Other,Shower No Tub,Single Vanity,Linen Closet
  • Level: First
  • Area: 36
  • Dimensions: 6x6

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 126
  • Dimensions: 14x9

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom5

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,232 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Other,No Closet
  • Level: First
  • Area: 264
  • Dimensions: 22x12

Laundry

  • Features: No Closet
  • Level: First
  • Area: 72
  • Dimensions: 9x8

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 391
  • Dimensions: 23x17

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Granite Counters,Other,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 81
  • Dimensions: 9x9

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 238
  • Dimensions: 17x14

Property

Details

  • Parcel number: 2426200050000000280
  • Attached to another structure: Yes
  • Zoning: RMH
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch
  • Exterior features: Lighting,Sidewalk,Storage
  • Fencing: Fenced,Wood
  • Residential vegetation: Oak Trees,Trees/Landscaped

Lot

  • Lot size: 8,949 sqft
  • Features: Corner Lot,In County,Landscaped,Sidewalk

Parking

  • Parking features: Driveway,Ground Level,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,071$12,852
Home Insurance *$100$1,200
Property Taxes $256$3,072
Electricity $224$2,695
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$182
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$195,000
2026-07-21Price change$212,000
2026-07-06Price change$230,000
2026-05-27Listed for sale$240,000
2022-05-16Sold$260,000
2022-03-31Pending sale$279,999
2022-03-27Listed for sale$279,999
2022-01-18Pending sale$279,999
2021-12-11Price change$279,999
2021-12-06Listed for sale$289,999
2021-11-25Pending sale$289,999
2021-11-18Price change$289,999
2021-10-05Listed for sale$299,999
2021-05-28Sold$115,000
2019-05-13Sold$122,500
2019-04-25Pending sale$124,900
2019-02-14Listed for sale$124,900
2009-11-16Listing removed$139,500
2009-07-09Listed for sale$139,500
2007-05-30Sold$149,900

For Sale by Agent

AgentKatie Faith Boggs, LLC
BrokerageREAL BROKER, LLC

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