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13143 Palmilla Cir, Dade City, FL, 33525

3beds
3baths
2,750sqft
$549,900
$200price/sqft
$4,148/moest. monthly cost
$165,920/yrincome needed

About This Home

Price reduction. Patio furniture staying with cushions, fire pit, outdoor table and high chairs from Leaders Sarasota Outdoor Furniture, two lounge chairs, and a new grill all included. Home has been remodeled throughout with updated window treatments, fresh paint, and appliances included. Beautiful 3BR + office, 3BA villa in The Heathers of Lake Jovita, offering 2,750+ sq.ft. of maintenance-free living with stunning golf course views. Major upgrades include a new roof (2025) and new water heater (2024). The open floorplan features luxury vinyl plank flooring, fresh interior paint, upgraded lighting, and an updated kitchen with 2020 stainless appliances, refinished cabinets, new granite countertops, and a farmhouse sink. The spacious owner’s suite offers dual walk-in closets and a fully renovated ensuite with new granite, updated fixtures, garden tub, and large walk-in shower. A private office and second main-floor bedroom with remodeled bath complete the first level. Upstairs features a large loft with wet bar, private balcony, and an additional guest suite with its own updated bath and balcony access. Enjoy year-round outdoor living on the screened lanai with brick pavers, built-in grill, fire pit area, and golf course backdrop. Oversized 2-car garage with dedicated golf cart bay. The Heathers provides lawn care, landscaping, roof/exterior cleaning, cable, and periodic exterior painting. Lake Jovita offers resort-style amenities with optional golf and club memberships. Move-in ready and impeccably maintained—schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
2/10
Pasco Middle SchoolGrades 6-83.5 mi
3/10
Pasco High SchoolGrades PK,9-127.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Highlands
  • Builder name: Whitehall

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 338
  • Dimensions: 13x26

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 108
  • Dimensions: 9x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Wet Bar
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Other Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,594
  • Total interior livable area: 2,750 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Other,Pantry
  • Level: First
  • Area: 264
  • Dimensions: 12x22

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 400
  • Dimensions: 16x25

Loft

  • Features: Wet Bar,No Closet
  • Level: Second
  • Area: 350
  • Dimensions: 14x25

Office

  • Features: No Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 286
  • Dimensions: 13x22

Property

Details

  • Parcel number: 3124210030000003730
  • Attached to another structure: Yes
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Balcony,Irrigation System,Sidewalk,Sprinkler Metered
  • Has view: Yes
  • View description: Golf Course
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,500 sqft
  • Features: In County,Landscaped,On Golf Course
  • Lot size dimensions: 150 x 50

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Golf Cart Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$389$4,668
Property Taxes $703$8,436
Electricity $276$3,321
Total$4,148$49,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,217/yr
40% on housing$124,440/yr
45% on housing$110,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 33525$172
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33525$195
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$559,900
2026-03-31Price change$574,900
2026-03-02Price change$579,900
2026-01-05Price change$589,900
2025-11-19Listed for sale$599,900
2025-09-22Listing removed$599,900
2025-04-09Listed for sale$599,900
2023-09-06Sold$450,000
2023-08-05Pending sale$499,000
2023-07-30Price change$499,000
2023-07-17Price change$550,000
2023-07-12Price change$570,000
2023-06-05Listed for sale$594,900
2021-07-27Listing removed--
2021-07-23Listed for sale$450,000
2019-09-28Listing removed$365,000
2019-07-27Listed for sale$365,000
2015-02-26Listing removed$2,000
2015-01-27Listed for rent$2,000
2006-02-02Sold$395,000

For Sale by Agent

AgentAlexander Matos
BrokerageTHE SOMERDAY GROUP PL

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