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653 107th AVE N, Naples, FL, 34108

5beds
3baths
2,222sqft
$1,499,900
$675price/sqft
$10,541/moest. monthly cost
$421,640/yrincome needed

About This Home

BRAND NEW CONSTRUCTION – POOL & SPA – NO HOA! Experience modern luxury in this stunning 5-bedroom, 3-bathroom Naples Park home, featuring high-end finishes and thoughtfully designed coastal style. Professionally decorated and being sold furnished, this property is ideal for full-time living, a vacation retreat, or an income-producing investment. With no HOA and no rental restrictions, it also presents a fantastic second home or short-term rental opportunity. Step inside to an open-concept floor plan with high ceilings and wood-look plank porcelain tile flooring throughout. The upgraded designer kitchen boasts abundant cabinet space, a large dine-at island with waterfall quartz counters, stainless steel appliances, a decorative hood, and induction cooktop. The living room is highlighted by a sleek electric fireplace, creating a warm and inviting atmosphere. Custom fluted wood slat paneling adds elegance and a modern touch throughout the home. The luxurious primary suite features two walk-in closets with custom built-ins, glass sliders opening to your private backyard oasis, and a spa-like bathroom with a glass-enclosed walk-in shower, soaking tub, and dual vanities. Additional bedrooms offer flexibility for family, guests, or a home office. Step outside to your private outdoor retreat with a built-in summer kitchen, pool and spa, outdoor shower, and a fully fenced yard. The property also includes a pavered driveway and a 2-car garage for convenience. Located just minutes from Vanderbilt Beach, Wiggins Pass State Park, and premier shopping and dining at Mercato and Waterside Shops, this home enjoys a prime Naples Park location. With impact windows and doors and not located in a flood zone, this property combines luxury, safety, and flexibility in one exceptional opportunity. (Some renderings that showcase furniture have been virtually staged)

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
9/10
Pine Ridge Middle SchoolGrades 6-84.0 mi
--
Hospital/HomeboundGrades K-124.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Range,Refrigerator/Freezer,Refrigerator/Icemaker,Oven
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Living, Eat-in Kitchen

Features

  • Built-In Cabinets,Custom Mirrors,Fireplace,Tray Ceiling(s),Den - Study,Guest Bath,Guest Room,Home Office,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,750
  • Total interior livable area: 2,222 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 62575120000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Concrete
  • Patio & porch: Open Porch/Lanai
  • Exterior features: Outdoor Grill,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: In Ground,Concrete
  • Fencing: Fenced
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,100$13,200
Property Taxes $1,634$19,608
Electricity $223$2,683
Total$10,541$126,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,405/yr
40% on housing$316,230/yr
45% on housing$281,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$675This listing

vs Other Active Listings

Avg $/sqft

ZIP 34108$902
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34108$695
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,499,900
2024-08-23Sold$540,000
2024-08-06Pending sale$560,000
2024-07-19Listed for sale$560,000
2012-07-03Sold$115,000
2012-03-07Price change$125,000
2012-02-09Price change$136,000
2012-01-07Price change$145,000
2011-12-07Listed for sale$155,000
2011-11-03Listing removed$1,100
2011-09-29Listed for rent$1,100

New Construction

AgentClaire Gogan
BrokerageEXP Realty LLC

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