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3060 Horizon LN #1404, Naples, FL, 34109

3beds
3baths
1,818sqft
$545,000
$300price/sqft
$3,828/moest. monthly cost
$153,120/yrincome needed

About This Home

Come and relax in a serene and well-appointed community. This second-floor carriage home is located in the beautiful Bridgewater Bay gated community. This inviting retreat offers three spacious bedrooms each furnished with a comfortable king-size bed. There are 2.5 bathrooms and the split floor plan provides privacy. The attached 1-car garage includes an additional small storage area. The lanai, which overlooks a scenic lake, is perfect for relaxing. Bridgewater Bay is nestled within 131 acres of preserves, 12 lakes, and lush landscaping, which adds to the overall beauty of the area. The resort-style pool, spa and lap pool, along with other amenities such as tennis, bocce, and fitness center, make it an attractive place for those who enjoy staying active or unwinding. Plus, the convenience of being close to shopping, dining, and a 5 mile drive to the beach, makes it perfect for anyone looking to enjoy Florida living. Whether you seek relaxation or an active lifestyle, this property offers the perfect blend of both.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Osceola Elementary SchoolGrades PK-51.2 mi
9/10
Pine Ridge Middle SchoolGrades 6-82.3 mi
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-In Cabinets,Fire Sprinkler,Foyer,Pantry,Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Great Room,Guest Bath,Guest Room,Laundry in Residence,Screened Lanai/Porch
  • Window features: Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 1,818 sqft

Property

Details

  • Parcel number: 77900000081

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Assigned,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$368$4,416
Property Taxes $508$6,096
Electricity $197$2,366
Total$3,828$45,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,245/yr
40% on housing$114,840/yr
45% on housing$102,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 34109$447
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34109$412
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$545,000
2025-11-12Price change$570,000
2025-11-06Listed for rent$5,200
2025-10-29Listing removed$6,000
2025-08-26Listed for sale$590,000
2025-06-01Listed for rent$6,000
2025-06-01Listing removed$6,000
2024-11-13Listed for rent$6,000
2023-10-03Listing removed--
2023-09-21Listing removed--
2023-07-31Listed for rent$2,990
2023-04-05Price change$615,000
2022-12-05Listed for sale$629,000
2013-04-30Listing removed$1,595
2013-03-28Listed for rent$1,595
2012-02-14Listing removed$1,595
2011-11-24Price change$1,595
2011-11-03Listed for rent$1,600
2002-01-08Sold$172,600

For Sale by Agent

AgentVanthia Vouros-Chase
BrokerageTropics Real Estate, LLC

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