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8620 Cedar Hammock CIR #1121, Naples, FL, 34112

2beds
2baths
1,661sqft
$449,000
$270price/sqft
$3,405/moest. monthly cost
$136,200/yrincome needed

About This Home

AMENITIES ASSESSMENT PAID IN FULL. Gorgeous views from this Top floor, End unit Abbey on the coveted Island, in the beautiful golfing community of Cedar Hammock. With over 1660' interior feet, plus large front & back lanais with almost 2000' sq ft total - this condo is light and bright with large windows throughout. This desirable floor plan has 2 large bedrooms/2 bath + Den – 3 walk in closets, 2 linen closets, high ceilings, plus a 1 car garage. The back south facing lanai overlooks a wildlife filled lake, the 12th Hole of Cedar Hammock's 18 Hole Championship Golf Course and wooded preserve, while the front lanai overlooks the Island lake. Large tiles on the diagonal throughout the home with carpet in both bedrooms and den – this home has lots of room for your family. Attractive furnishings, newer appliances, AC. The active Cedar Hammock Community offers the perfect lifestyle - top bundled golf course - 4 community pools, New Hammock Bar and Veranda dining, beautifully updated /clubhouse facilities, Resort pool, Pro shop, 2 story gym, Bocce courts, Tennis courts. Ride your bike to the gym for a yoga class, followed by lunch or dinner at the outstanding country club restaurant. Cedar Hammock is close to Naples and Marco Island, world class beaches, fine dining and minutes from shopping on famous 5th Avenue.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
8/10
5/10
Lely High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Metal Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Fire Sprinkler,Foyer,Pantry,Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Great Room,Guest Bath,Guest Room,Laundry in Residence,Screened Lanai/Porch
  • Window features: Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,661 sqft

Property

Details

  • Parcel number: 79872001608

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Courtyard
  • Spa features: Community
  • Has view: Yes
  • View description: Golf Course,Landscaped Area,Preserve
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway,Guest,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$451$5,412
Property Taxes $487$5,844
Electricity $197$2,366
Total$3,405$40,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,742/yr
40% on housing$102,150/yr
45% on housing$90,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 34112$233
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34112$308
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$449,000
2026-03-30Price change$464,000
2026-02-27Listed for sale$479,000
2020-12-18Sold$270,000
2020-11-15Pending sale$289,000
2020-11-04Listed for sale$289,000
2002-06-04Sold$207,000

For Sale by Agent

AgentJonnie Westerop
BrokeragePremiere Plus Realty Company

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