402 W Tower St, Eureka, IL, 61530
About This Home
This well maintained 3 bedroom home sits on almost 2 wooded lots. 12X21 one car attached garage. The sunroom has patio doors that lead to a deck and shady yard. Wood burning fireplace in living room. Stove, refrigerator, washer and dryer stay. On demand high efficiency H2O heater. Privacy fence out back added in 2024. USDA APPROVED SHORT SALE- PER THE USDA- 45 DAYS TO CLOSE.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Additional Level
- Area: 0
Additional Room
- Level: Main
- Dimensions: 14ft 0in x 9ft 0in
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer,Tankless Water Heater
Basement
- Basement: None
Bedroom1
- Level: Main
- Dimensions: 10ft 7in x 9ft 2in
Bedroom2
- Level: Main
- Dimensions: 10ft 5in x 9ft 4in
Bedroom3
- Level: Main
- Dimensions: 15ft 9in x 7ft 5in
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,062
- Total interior livable area: 1,062 sqft
Kitchen
- Level: Main
- Dimensions: 9ft 3in x 8ft 9in
Laundry
- Level: Main
- Dimensions: 8ft 2in x 6ft 2in
Living Room
- Level: Main
- Dimensions: 22ft 0in x 12ft 5in
Main Level
- Area: 1062
Other
- Area: 0
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: 1312408004
- Special condition: Disclosed Short Sale
Features
- Patio & porch: Deck
Lot
- Lot size: 0.32 Acres
- Features: Level,Wooded
- Lot size dimensions: 112 x 121
Parking
- Total spaces: 1
- Parking features: Attached,Gravel,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $237 | $2,844 |
| Electricity | $130 | $1,569 |
| Total | $1,212 | $14,544 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $139,000 |
| 2026-07-31 | Listed for sale | $149,900 |
| 2025-06-10 | Listing removed | $149,900 |
| 2025-06-02 | Listed for sale | $149,900 |
| 2012-12-13 | Sold | $115,000 |
| 2007-09-27 | Sold | $39,000 |
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