312 W Tower St, Eureka, IL, 61530
About This Home
Welcome to 312 Tower St. in Eureka! This charming two bedroom one bath home has been thoughtfully maintained and offer several key upgrades for a piece of mind. Major improvements include a furnace in 2014 garage door opener in 2025 roof in 2016 and replacement windows in 2016 providing added efficiency and value. Situated on a larger lot there is plenty of outdoor space for gardening, entertaining or future expansion possibilities. The detached garage ads conveniences and extra storage. Located near local amenities, parks, and schools. This home is a fantastic opportunity whether you are just starting out, downsizing or looking to invest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Foundation: Block,Brick/Mortar
- Roof: Composition,Other,Shingle
- Construction materials: Frame,Aluminum Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Additional Room
- Level: Main
- Dimensions: 14ft 8in x 6ft 7in
Appliances
- Appliances included: Dryer,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
- Dimensions: 15ft 8in x 13ft 6in
Bedroom2
- Level: Main
- Dimensions: 15ft 1in x 7ft 3in
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Main
- Dimensions: 13ft 7in x 11ft 0in
Features
- Ceiling Fan(s),High Speed Internet
- Number of fireplaces: 2
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Hot Water
- Cooling features: None
Interior Area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Kitchen
- Level: Main
- Dimensions: 14ft 8in x 13ft 6in
Laundry
- Level: Basement
- Dimensions: 16ft 0in x 8ft 2in
Living Room
- Level: Main
- Dimensions: 16ft 3in x 15ft 6in
Main Level
- Area: 1160
Recreation Room
- Level: Basement
- Dimensions: 15ft 4in x 12ft 7in
Property
Details
- Parcel number: 1312409001
Features
- Patio & porch: Enclosed
Lot
- Lot size: 0.26 Acres
- Features: Level,Sloped
- Lot size dimensions: 80 x 140
Parking
- Total spaces: 1
- Parking features: Attached,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $247 | $2,964 |
| Home Insurance * | $28 | $336 |
| Property Taxes | $77 | $924 |
| Electricity | $130 | $1,569 |
| Total | $482 | $5,784 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $44,900 |
| 2026-08-03 | Price change | $49,000 |
| 2026-07-13 | Price change | $49,900 |
| 2026-06-25 | Price change | $59,900 |
| 2026-06-15 | Price change | $64,900 |
| 2026-06-08 | Price change | $74,900 |
| 2026-05-27 | Listed for sale | $79,900 |
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