424 N Tremont St, Oceanside, CA, 92054
About This Home
Exceptional coastal living in the heart of Downtown Oceanside. Amazing opportunity west of Coast Highway—this fully detached, move-in ready row home -- with NO HOA -- offers the ultimate blend of lifestyle, flexibility, and investment potential. Complete with an ocean-view rooftop patio and currently operating as a registered vacation rental, this property is ideally suited as an income-producing asset, primary residence, or second home by the beach.This property would make an excellent corporate rental -- furnishings can be included. Thoughtfully designed 4-bedroom, 3-bath home features an open and airy floor plan with two expansive living areas—living room and family room—each with its own fireplace, creating comfort and versatility. The chef’s kitchen is beautifully appointed with a full suite of KitchenAid appliances, granite countertops, wine refrigerator, and walk-in pantry, seamlessly opening to the family room for effortless entertaining. The spacious primary suite offers a private retreat with fireplace, fully outfitted walk-in closet, and spa-inspired bath with dual vanities, soaking tub, and separate shower. Enjoy outdoor living with a west-facing front patio featuring multiple seating areas and fire pit, plus an ocean-view rooftop deck offering sunset views and coastal breezes. Two-car alley-access garage. Just steps from the beach and all of Downtown Oceanside’s most desirable destinations, including the iconic Pier, award-winning dining, breweries, cafés, cultural attractions, and the transit center with direct access to San Diego and Los Angeles. No HOA. No Mello-Roos. Rare opportunity to own a detached home in one of Southern California’s most dynamic coastal communities. Furnishings available. Security cameras on premises.
Getting Around
Walker's Paradise
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Dishwasher,Disposal,Microwave
- Laundry features: Laundry Room
Bathroom
- Features: Dual Sinks,Soaking Tub
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Features: Separate Family Room
Features
- Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Open Floorplan,Storage,Primary Suite,Walk-In Closet(s)
- Fireplace features: Family Room,Living Room,Primary Bedroom
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,366 sqft
Kitchen
- Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: Safe Emergency Egress from Home,Parking
Details
- Parcel number: 1470821400
- Zoning: R-1
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Front
- Pool features: None
- Patio & porch: Open,Patio,Rooftop
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Ocean Side Of Freeway,Ocean Side Of Highway
Lot
- Lot size: 2,527 sqft
Parking
- Total spaces: 2
- Parking features: Garage,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,329 | $111,948 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $1,574 | $18,888 |
| Electricity | $507 | $6,088 |
| Total | $11,668 | $140,016 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $1,845,000 |
| 2026-06-24 | Price change | $1,895,000 |
| 2026-04-28 | Price change | $1,949,000 |
| 2026-03-23 | Listed for sale | $1,979,000 |
| 2022-11-30 | Listed for rent | $5,200 |
| 2021-03-12 | Sold | $1,200,000 |
| 2021-02-03 | Pending sale | $1,219,000 |
| 2021-01-16 | Listed for sale | $1,219,000 |
| 2020-11-24 | Listing removed | $1,219,000 |
| 2020-11-02 | Price change | $1,219,000 |
| 2020-10-07 | Listed for sale | $1,249,000 |
| 2016-12-13 | Sold | $864,000 |
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