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120 Vineyard Road, Cotuit, MA, 02635

6beds
8baths
5,891sqft
$7,450,000
$1,265price/sqft
$47,862/moest. monthly cost
$1,914,480/yrincome needed

About This Home

Set on the sandy shores of Nantucket Sound, 120 Vineyard Road represents the pinnacle of coastal living with a private sandy beach in one of Cotuit Village's most sought-after locations. The five-bedroom main residence showcases superlative finishes and craftsmanship with beamed ceilings, wainscoting, and crown molding throughout. From the grand two-story foyer to the eat-in chef's kitchen with breathtaking water views, each space was thoughtfully designed for elevated living and entertaining. The floor plan seamlessly flows from a fireplaced living room with oversized windows and glass doors that frame the surrounding natural beauty to a formal dining room and great room. A well-appointed en suite bedroom on the first floor offers private accommodations for guests. On the second level, the primary suite is a sanctuary of luxury with a private deck overlooking the ocean, a lounge, walk-in closet, and a sumptuous bathroom with a glass-enclosed shower and soaking tub. Three additional en-suite bedrooms on the second level ensure comfort and convenience. The finished lower level is ideal for movie and game nights, highlighted by an exceptional home theater. Along the waterside of the home, an expansive bluestone terrace enjoys the perfect backdrop for al fresco entertaining, with a short path leading to the beach. Additional highlights include a three-car attached garage and a charming cottage offering endless possibilities for guests, a studio, or home office. A rare combination of privacy, modern luxury, and an unrivaled location - this is Cape Cod living at its finest.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-127.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1931

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Clapboard,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod, Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Features

  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 4
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,891
  • Total interior livable area: 5,891 sqft

Property

Details

  • Parcel number: COTU M:016 L:022
  • Zoning: RF
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterbody name: Nantucket Sound

Lot

  • Lot size: 1.30 Acres
  • Features: Conservation Area,House of Worship,Near Golf Course,Shopping,Marina

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $37,671$452,052
Home Insurance *$3,934$47,208
Property Taxes $5,096$61,152
Electricity $1,161$13,939
Total$47,862$574,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,640,982/yr
40% on housing$1,435,860/yr
45% on housing$1,276,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,265This listing

vs Other Active Listings

Avg $/sqft

ZIP 02635$488
Barnstable County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 02635$479
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$6,495,000
2026-08-05Price change$6,495,000
2026-07-07Price change$7,450,000
2026-05-01Listed for sale$7,950,000
2021-03-30Sold$5,777,500
2021-03-09Pending sale$5,950,000
2021-03-09Listed for sale$5,950,000
2021-01-21Listing removed--
2020-10-15Price change$6,450,000
2019-10-18Price change$6,900,000
2019-08-14Listed for sale$7,900,000
2002-05-20Sold$3,500,000

For Sale by Agent

AgentPaul E Grover
BrokerageBerkshire Hathaway HomeServices Robert Paul Properties

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