




1331 Main Street, Cotuit, MA, 02635
About This Home
A classic example of one of Cotuit's 'Mansard Ladies' , located at 1331 Main St, across and just south of the Outlet from Loop Beach: Highly desirable village location, set on 1.25 acres!Boasting 5 Bedrooms, high ceilings, 2 fireplaces, wood floors, and spacious rooms, this home is full of character and is the perfect canvas for renovation and updating. Just steps to Loop beach and not much further south to Oregon Beach, The location is just as desirable as being the next steward of one of these Cotuit gems.
Getting Around
Schools
Construction
Condition
- Property condition: Approximate
- Year built: 1926
Materials
- Foundation: Concrete Perimeter,Poured
- Roof: Other
- Construction materials: Clapboard,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Refrigerator,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Interior Entry,Full
Bedroom2
- Features: Bedroom 2, Closet
- Level: First
- Area: 137.8889
Bedroom3
- Features: Bedroom 3, Closet
- Level: Second
- Area: 173.7569
Bedroom4
- Features: Bedroom 4, Closet
- Level: Second
- Area: 335
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Wet Bar
- Flooring: Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: None
Interior Area
- Total structure area: 2,420
- Total interior livable area: 2,420 sqft
Kitchen
- Features: Kitchen, Built-in Features
- Level: First
- Area: 399.125
Living Room
- Features: Wet Bar, Living Room
- Level: First
- Area: 248.8056
Master Bedroom
- Features: Closet
- Level: Second
- Area: 248.8056
Property
Details
- Parcel number: COTU M:018 L:070
- Zoning: RF
- Special condition: Estate Sale,Standard
Features
- Stories: 2
- Patio & porch: Screened Porch
- Exterior features: Outdoor Shower
Lot
- Lot size: 1.25 Acres
- Features: Conservation Area,Near Golf Course,South of Route 28
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,065 | $96,780 |
| Home Insurance * | $842 | $10,104 |
| Property Taxes | $1,095 | $13,140 |
| Electricity | $477 | $5,726 |
| Total | $10,479 | $125,748 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $1,795,000 |
| 2021-02-06 | Listing removed | -- |
| 2020-02-05 | Price change | $980,000 |
| 2019-09-10 | Price change | $995,000 |
| 2019-01-09 | Listed for sale | $1,195,000 |
| 1997-08-01 | Sold | $273,000 |
