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75 Trout Brook Road, Cotuit, MA, 02635

3beds
2baths
1,290sqft
$649,900
$504price/sqft
$4,428/moest. monthly cost
$177,120/yrincome needed

About This Home

NEW ROOF, SIGNIFICANT PRICE IMPROVEMENT AND PRIME COTUIT LOCATIONWelcome home to this charming 3-bedroom, 2-bath ranch! Nestled on a lovely wooded corner lot in a quiet neighborhood, this home offers the comfort of one-level living with the bonus of a finished walk-out basement!Step inside to a bright and spacious living room featuring a cozy fireplace. The open kitchen and dining area provide the perfect setting for everyday living and entertaining. The office/den is a versatile space that could be used for remote work or a relaxing sitting room. Two generously sized bedrooms and a full bathroom complete the main level.The fully finished walk-out lower level expands the home's living space and offers endless possibilities. Whether you're looking for a media room, game room, home gym, or guest suite, you'll appreciate the large open living area! The third bedroom, second full bathroom, and convenient laundry space are all located on this level. Enjoy an unbeatable location! Ropes Beach is just 1.5 miles away! Lowell Park, home of the Cape Cod Kettleers during the summer months, is within walking distance. Nearby amenities include Cotuit Fresh Market, Kettle Ho Restaurant, Cotuit Center for the Arts, walking trails and town tennis and pickleball courts. Mashpee Commons, Falmouth and Hyannis shops and restaurants are all within a short drive! This is your chance to enjoy the best of Cape Cod living in one of Barnstable's most sought-after villages. Schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-126.8 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1975

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Clapboard,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bedroom2

  • Features: Bedroom 2
  • Level: First

Bedroom3

  • Features: Bedroom 3
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,290
  • Total interior livable area: 1,290 sqft

Living Room

  • Features: Living Room
  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: COTU M:022 L:074
  • Zoning: 1
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.55 Acres
  • Features: Conservation Area,Near Golf Course,Shopping,Public Tennis,Marina,South of Route 28

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$343$4,116
Property Taxes $445$5,340
Electricity $354$4,259
Total$4,428$53,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,817/yr
40% on housing$132,840/yr
45% on housing$118,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$504This listing

vs Other Active Listings

Avg $/sqft

ZIP 02635$579
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02635$479
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$649,900
2026-07-07Price change$649,900
2026-06-21Price change$669,900
2026-05-18Price change$674,900
2026-05-04Pending sale$679,900
2026-04-17Listed for sale$679,900
2012-12-06Sold$290,000
2012-09-21Listed for sale$299,900

For Sale by Agent

AgentChristine Fitzgerald
BrokerageGriffin Realty Group

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