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10 Abbey Gate Road, Cotuit, MA, 02635

4beds
4baths
3,510sqft
$1,495,000
$426price/sqft
$10,066/moest. monthly cost
$402,640/yrincome needed

About This Home

Perched high above Cotuit on a premier half-acre corner lot, 10 Abbey Gate Road offers an exceptional coastal lifestyle in a sought-after neighborhood of high-value homes with no HOA. This sun-drenched retreat features wall-to-wall windows and three distinct living areas, including a sleek chef's kitchen with a large center island and stainless appliances. While listed as four bedrooms, the home effectively lives like six thanks to a massive bunk room and finished lower level--perfect for summer guests.Enjoy peace of mind with significant recent upgrades: new central A/C, a new water heater, and professional landscaping featuring a stunning hydrangea hedge. The walk-out lower level includes a private entry and a luxurious steam shower, while the elevated lot provides ample room for a future pool. Minutes from Willowbend, pristine beaches, and world-class golf, this turnkey sanctuary perfectly balances neighborhood pride with the freedom of private ownership.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-126.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt, Shingle
  • Construction materials: Clapboard

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Full

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Wet Bar,Sound System,Recessed Lighting,Mud Room
  • Flooring: Hardwood,Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,510
  • Total interior livable area: 3,510 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: COTU M:022 L:123
  • Zoning: R
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Outdoor Shower
  • Fencing: Fenced

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$789$9,468
Property Taxes $1,026$12,312
Electricity $692$8,305
Total$10,066$120,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,120/yr
40% on housing$301,980/yr
45% on housing$268,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 02635$572
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02635$479
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,750,000
2026-04-13Pending sale$1,900,000
2026-04-13Contingent$1,900,000
2026-03-13Listed for sale$1,900,000
2022-08-30Listing removed$1,999,999
2022-06-27Listed for sale$1,999,999
2022-06-03Listing removed--
2022-05-18Listed for sale$2,250,000
2022-05-05Listing removed--
2022-03-28Listed for rent$6,000
2020-09-03Listing removed$4,000
2020-06-02Listed for rent$4,000
2011-07-09Listing removed$569,000
2011-02-24Listed for sale$569,000
2010-10-30Listing removed$589,000
2010-10-28Listed for sale$589,000
2010-09-16Sold$580,000
2010-08-22Price change$589,000
2010-08-12Listed for sale$569,000
2010-06-07Listing removed$639,900
2010-05-05Price change$639,900
2009-11-14Listed for sale$649,900
2003-12-19Sold$535,000
2000-09-29Sold$430,000
1999-11-04Sold$75,000

For Sale by Agent

AgentThe Cape House Team
BrokerageWilliam Raveis Real Estate & Home Services

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