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120 Chestnut Street, Hyannis, MA, 02601

2beds
1baths
1,099sqft
$543,000
$494price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

Welcome to this lovely updated ranch with attached garage offering comfortable one-level living in a convenient in-town location, and only minutes to the beaches. Situated on a pretty corner lot on a side street that connects to sidewalks leading into town or beach, this home features numerous recent updates including : a spacious renovated eat-in kitchen with handmade tilework, quartz countertops, new refrigerator, and new dishwasher, updated bathroom, new windows and window treatments, a refurbished chimney with stunning stonework, newly painted interior with new molding, beautiful hardwood floors recently sanded and refinished, minisplits with updated thermostats, new solar assisted hot water tank, and so much more. The septic system was replaced in 2022 and has passed inspeciton. There is full basement, for future plans or storage. A first floor laundry area completes this easy living comfortable home..Close to beaches, the hospital, shopping, and the ferry, this is truly a great opportunity for a new lifestyle! Three year old solar panels are included (no lease). All information to be verifed by buyer or buyer's representation.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

1/10
4/10
3/10
Barnstable High SchoolGrades 8-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1955

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Shingle Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer Stacked,Refrigerator,Electric Range,Electric Water Heater
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bedroom2

  • Features: Bedroom 2, Closet
  • Level: First
  • Area: 124.8611

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Dining Room
  • Level: First
  • Area: 60.7986

Features

  • Recessed Lighting
  • Flooring: Other,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,099
  • Total interior livable area: 1,099 sqft

Kitchen

  • Features: Kitchen, Upgraded Cabinets, Built-in Features
  • Level: First
  • Area: 146.0069

Living Room

  • Features: Living Room
  • Level: First
  • Area: 340.5972

Master Bedroom

  • Features: Closet
  • Level: First
  • Area: 150.7639

Property

Details

  • Parcel number: HYAN M:309 L:043
  • Zoning: R
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Garden

Lot

  • Lot size: 9,583 sqft
  • Features: Shopping,School,Medical Facility,Major Highway,Cleared,Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,745$32,940
Home Insurance *$258$3,096
Property Taxes $414$4,968
Electricity $354$4,259
Total$3,771$45,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$494This listing

vs Other Active Listings

Avg $/sqft

ZIP 02601$438
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02601$412
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$543,000
2026-08-14Pending sale$543,000
2026-07-17Price change$543,000
2026-06-17Price change$550,000
2026-05-18Listed for sale$565,000
2022-08-15Sold$320,000
2022-07-26Pending sale$299,000
2022-07-19Listed for sale$299,000

For Sale by Agent

AgentSandra Clarke
BrokerageWilliam Raveis Real Estate & Home Services

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