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18 Calico Lane, Osterville, MA, 02655

4beds
4baths
2,359sqft
$1,395,000
$591price/sqft
$9,619/moest. monthly cost
$384,760/yrincome needed

About This Home

Osterville Oasis...Tucked away at the end of a quiet, tree-lined lane, this beautifully renovated Cape-style home offers the perfect blend of classic charm with modern updates in highly desirable Oyster Hills West. The first floor features a spacious Primary Suite with a private bath, overlooking a lushly landscaped, private backyard. The inviting Living Room showcases custom built-ins and a striking Gas Fireplace, flowing seamlessly into a lovely Porch-an ideal spot to enjoy morning coffee while taking in the peaceful surroundings. The oversized dining area highlights upgraded Andersen windows installed throughout the home in 2019, bringing abundant natural light. A renovated Granite Kitchen, 1st-Floor Laundry, and Powder Room provide complete 1st-floor living potential. Upstairs, you'll find three generously sized Bedrooms, one including an En-Suite half Bath, plus an additional full Bathroom A partially finished Lower Level with dual Cedar Closets offers valuable bonus space and future expansion potential. Upgrades include Gas Furnace(2020), Water Heater(2020), A/C System(2023), Hardwood floors(2019) Roof(2016), handsome Granite Steps (2025), Generator (2022)...Ready for you

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-123.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt, Shingle
  • Construction materials: Shingle Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Refrigerator,Gas Range,Microwave,Electric Dryer,Gas Water Heater
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access,Interior Entry,Full,Finished

Bedroom2

  • Features: Bedroom 2, Ceiling Fan(s), Closet, Private Half Bath
  • Level: Second

Bedroom3

  • Features: Bedroom 3, Shared Full Bath, Walk-In Closet(s), Ceiling Fan(s)

Bedroom4

  • Features: Bedroom 4, Shared Full Bath, Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Dining Room

Features

  • Recessed Lighting,Pantry,Mud Room,Linen Closet
  • Window features: Bay/Bow Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,359
  • Total interior livable area: 2,359 sqft

Kitchen

  • Features: Kitchen, Upgraded Cabinets, Breakfast Bar, Pantry
  • Level: First

Living Room

  • Features: Recessed Lighting, Living Room, Built-in Features
  • Level: First

Master Bathroom

  • Features: Private Full Bath

Master Bedroom

  • Features: Closet, Ceiling Fan(s)
  • Level: First

Property

Details

  • Parcel number: MMIL M:098 L:055
  • Zoning: 1
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Patio,Screened Porch,Porch
  • Exterior features: Outdoor Shower,Garden
  • Fencing: Fenced, Full

Lot

  • Lot size: 0.76 Acres
  • Features: Conservation Area,Major Highway,House of Worship,Near Golf Course,Shopping,In Town Location,Cleared,South of Route 28

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$1,178$14,136
Property Taxes $923$11,076
Electricity $465$5,582
Total$9,619$115,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$329,794/yr
40% on housing$288,570/yr
45% on housing$256,506/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 02655$1,023
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02655$476
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$1,395,000
2019-09-20Sold$589,875
2019-06-22Pending sale$620,000
2019-06-18Listed for sale$620,000
2015-04-24Listing removed$695,000
2015-02-06Listed for sale$695,000
2014-12-03Listing removed$695,000
2014-10-29Price change$695,000
2014-06-02Price change$719,000
2014-02-19Price change$719,900
2013-11-22Price change$719,000
2013-08-29Listed for sale$739,000
2005-07-15Sold$670,000
1998-05-21Sold$328,000

For Sale by Agent

AgentChuck Tuttle
BrokerageWilliam Raveis Real Estate & Home Services

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