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55 Seth Goodspeed Way, Osterville, MA, 02655

2beds
2baths
1,040sqft
$649,000
$624price/sqft
$4,612/moest. monthly cost
$184,480/yrincome needed

About This Home

Just in time for summer! Move right into this newly remodeled, sun-filled open-concept ranch with one-car garage and oversized shed in desirable Osterville Heights! Set on a spacious, partially fenced private yard, it's perfect for outdoor games, barbecues, and relaxing with family and friends. Recent upgrades include enhanced landscaping, fresh paint, Canadian white oak flooring throughout, three Rovsun mini-split A/C units, new tile floors in both bathrooms, an Electrolux non-venting stackable washer/dryer in hallway full bath, new vanity/toilet in second bedroom bath, and new closet and electric heated fireplace in newly-expanded large bedroom. The full lower level offers excellent potential for additional living space. Perfectly suited as a year-round residence or an idyllic Cape Cod retreat! Ideally located just minutes from Osterville Village, Dowses Beach, and a variety of premier local amenities.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
3/10
Barnstable High SchoolGrades 8-123.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter,Poured
  • Roof: Asphalt, Shingle, Pitched
  • Construction materials: Shingle Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer Stacked,Refrigerator,Electric Range,Microwave,Electric Dryer
  • Laundry features: Laundry Room,First Floor

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access,Full

Bedroom2

  • Features: Bedroom 2, Closet, Private Full Bath
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Recessed Lighting

Features

  • Recessed Lighting,Linen Closet
  • Door features: Sliding Doors
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Electric,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: Kitchen, Upgraded Cabinets, Recessed Lighting

Living Room

  • Features: Recessed Lighting, Living Room, Closet, Dining Area
  • Level: First

Master Bathroom

  • Features: Shared Full Bath

Master Bedroom

  • Features: Closet
  • Level: First

Property

Details

  • Parcel number: OSTE M:122 L:062
  • Zoning: RC
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced, Partial

Lot

  • Lot size: 0.35 Acres
  • Features: In Town Location,Medical Facility,Major Highway,House of Worship,Shopping,Cleared,Level,Cul-De-Sac,North of Route 28

Parking

  • Total spaces: 5
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$548$6,576
Property Taxes $429$5,148
Electricity $354$4,259
Total$4,612$55,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,125/yr
40% on housing$138,360/yr
45% on housing$122,986/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 02655$1,043
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02655$476
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$699,000
2025-11-04Sold$415,000
2000-03-28Sold$147,000
1994-12-15Sold$93,000

For Sale by Agent

AgentDonna Christopher
BrokerageSotheby's International Realty

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