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50 Hutchins Rd, Black Mountain, NC, 28711

2beds
2baths
992sqft
$420,000
$423price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

Buyer backed out due to health reasons. This is a successful Airbnb. Dubbed 'Little Sunshine,' this is the sweetest cottage you've ever seen in friendly Black Mountain! The prior owners did a complete remodel before the seller purchased it in 2023. There are 2 bedrooms and 2 full baths with a sizable kitchen and living room. A built in eating nook is a cozy little corner for meals or sit outside on the the front porch looking at the views. The huge flat front and back yard is completely fenced in providing a safe and easy space for playful pups or kids to romp. Just minutes from downtown, Lake Tomahawk, the municipal golf course, restaurants, shops and all the other amenities you may need. Little Sunshine lives larger than its footprint, comes FULLY FURNISHED, and has a proven history as a successful vacation rental (all 5-star reviews!). Showings will be scheduled around current reservations.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-32.0 mi
5/10
Charles D Owen MiddleGrades 6-81.4 mi
8/10
Charles D Owen HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Freezer,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Bathroom,Laundry Closet,Main Level

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 992

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 060936482500000
  • Zoning: R-1
  • Special condition: Standard
  • Exclusions: Widespread Panic poster in kitchen area

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Other - See Remarks
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Views

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$116$1,392
Property Taxes $238$2,856
Electricity $200$2,405
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$273
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$420,000
2025-06-18Listing removed$2,250
2025-06-12Price change$2,250
2025-05-27Listed for rent$2,350
2024-05-29Listing removed--
2024-03-27Listed for rent$2,600
2024-03-11Listing removed--
2024-02-26Price change$2,500
2024-02-02Listed for rent$2,600
2023-05-02Sold$360,000
2023-04-11Pending sale$349,900
2023-04-04Listed for sale$349,900
2023-04-03Pending sale$349,900
2023-04-02Listed for sale$349,900
2017-08-10Sold$70,000
2017-08-01Pending sale$98,000
2017-06-16Listed for sale$98,000

For Sale by Agent

AgentDana Wingate
BrokerageBluebird Realty LLC

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