28 Pearl St, Black Mountain, NC, 28711
About This Home
Investment Opportunity! This home is in the beginning stages of a remodel. A metal roof was installed in 2024 and some electrical and plumbing work has been done. Other than that, it's to the studs and ready for your remodel ideas to become a reality. However, that's not where the real value lies. Just 170' (approx) away is the county sewer line. That, along with UR8 zoning could possibly give you 8 more home sites. The land is level near the road and has a gentle slope making building easy for the mountains.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Vinyl,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Washer Hookup,None
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 952
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 952
- Total interior livable area: 952 sqft
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 061967782300000
- Zoning: UR-8
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: None
Lot
- Lot size: 1.21 Acres
- Features: Level,Sloped,Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $411 | $4,932 |
| Electricity | $200 | $2,405 |
| Total | $3,678 | $44,136 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Listed for sale | $575,000 |
| 2022-08-31 | Sold | $30,000 |
| 2015-12-08 | Sold | $36,000 |
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