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28 Brooks Cove Rd, Black Mountain, NC, 28711

2beds
2baths
840sqft
$225,000
$268price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Tucked away on a quiet street in one of Western North Carolina's most beloved small towns, this cozy 2-bedroom, 2-bathroom home is the perfect blend of comfort and convenience. Step outside onto the covered porch and breathe in the fresh Blue Ridge air — whether you're sipping your morning coffee or winding down after a day of hiking, this outdoor space instantly feels like home. The attached carport adds everyday practicality, offering secure parking, or extra storage. Large detached workshop ideal for projects, hobbies, and equipment storage. Set on a 0.31-acre lot, the property offers just the right amount of outdoor space without the upkeep of a larger parcel — ideal for low-maintenance living without sacrificing that tucked-away mountain feel. All of this just minutes from the vibrant downtown Black Mountain — boutique shops, local restaurants, art galleries. With easy access to hiking trails, fly fishing, golf courses, and mountain biking. Best of all, the home is being sold fully furnished, making it an effortless primary residence or a turn-key mountain getaway. Home was completely remodeled in 2014 including vinyl siding on the exterior. A new roof was installed in 2018 and flex pipe plumbing installed in 2024.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
6/10
Charles D Owen MiddleGrades 6-84.1 mi
7/10
Charles D Owen HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Permanent
  • Construction materials: Aluminum

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 061987173400000
  • Zoning: UR-8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$62$744
Property Taxes $160$1,920
Electricity $200$2,405
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$274
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$215,000
2026-04-24Listed for sale$225,000

For Sale by Agent

AgentRosie Johnson
BrokerageGreyBeard Realty

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