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402 Blue Ridge Rd, Black Mountain, NC, 28711

4beds
3baths
0sqft
$225,000
--price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

Prime quarter-acre lot in Black Mountain! Located just four minutes from downtown, two minutes from I-40, and close to the best of what Black Mountain has to offer, this lot is well situated and has a multitude of possibilities. The house currently standing was damaged by Hurricane Helene. The house could be repaired and lifted for the right buyer who would like to preserve this piece of Black Mountain history. If the buyer would like to fix up this house, the current owners have updated architectural plans by an award-winning architect, as well as all of the base flood plain elevations and structural engineer documentation for what the house would need to have a second life. Additionally, this lot is also zoned TR-4, so it could be a perfect investment opportunity. The current owners are willing to negotiate the removal of the house for this potential type of investor. The lot and the house have great potential and could make a very good investment.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-31.4 mi
6/10
Charles D Owen MiddleGrades 6-82.5 mi
7/10
Charles D Owen HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 061901221000000
  • Zoning: TR-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$62$744
Property Taxes $125$1,500
Electricity $200$2,405
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$274
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$250,000
2021-09-28Sold$380,000
2021-08-21Pending sale$349,900
2021-08-21Contingent$349,900
2021-07-30Price change$349,900
2021-07-12Listed for sale$399,000
2021-07-02Listing removed--
2021-05-13Listed for sale$420,000
2021-05-07Contingent$420,000
2021-04-29Listed for sale$420,000
2018-09-28Sold$333,000
2018-08-09Pending sale$329,000
2018-07-27Listed for sale$329,000
2013-12-11Sold$2,500

For Sale by Agent

AgentMathew Brown
BrokerageKeller Williams Professionals

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