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14 Border St, Black Mountain, NC, 28711

2beds
1baths
843sqft
$230,000
$273price/sqft
$1,551/moest. monthly cost
$62,040/yrincome needed

About This Home

Price reduced. The seller is relocating and is ready to sell! Attention investors, first time home buyers, 2nd home and renters this is an opportunity to invest in a classic 1940's bungalow tucked into one of Black Mountain's established neighborhoods. Set on a beautiful 0.23 acre fully fenced lot great for pets and gardening, 14 Border St offers endless potential. Inside are beautiful original hardwood floors, bonus room & laundry room with basement access. Tucked away but so close. Meet up with friends for a bite in downtown Black Mountain within less than 5 minutes or cruise down to Asheville to take in a show. Old Forts Catawba Falls, endless trails and quaint downtown are just one exit away. Seller replaced the roof in 2021 and added new insulation. Additionally they had exterior foundation water proofing done and drains installed for rain protection. There was no damage from Helene. Affordably priced and ideally located, opportunities like this in Black Mountain don't come along often.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Charles D Owen MiddleGrades 6-85.2 mi
8/10
Charles D Owen HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 843

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 843
  • Total interior livable area: 843 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 062945375200000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full
  • Has view: Yes
  • View description: Winter

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$64$768
Property Taxes $124$1,488
Electricity $200$2,405
Total$1,551$18,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,177/yr
40% on housing$46,530/yr
45% on housing$41,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$274
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$225,000
2026-07-17Price change$230,000
2026-07-03Price change$245,000
2026-06-14Listed for sale$249,900
2021-01-29Sold$155,000
2020-12-05Pending sale$159,000
2020-12-01Price change$159,000
2020-11-17Price change$175,000
2020-10-05Price change$199,900
2020-09-14Listed for sale$209,000
2014-05-01Sold$75,000

For Sale by Agent

AgentLauren Eaddy
BrokeragePatton Allen Real Estate LLC

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