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86 Summersea Road, Mashpee, MA, 02649

1beds
4baths
3,552sqft
$1,450,000
$408price/sqft
$9,444/moest. monthly cost
$377,760/yrincome needed

About This Home

Experience exceptional waterfront living at 86 Summersea Road. This impressive home offers more than it appears, addition bonus room upstairs with its own private bath, additional bonus room downstairs ideal for guests, a home office, or creative pursuits. With 3,552 square feet of thoughtfully designed space, it provides the perfect setting for both relaxation and entertaining. Enjoy shared dock access for boating, paddleboarding, or simply soaking in the scenic views. The interior spans three levels and includes 3.5 bathrooms, an indoor pool for year-round enjoyment, and a dedicated fitness area for added convenience. Whether you're seeking a serene getaway or a space to gather and entertain, this property offers a unique blend of privacy, location, and amenities. 3rd Bedroom could also be a bonus room. A true must-see! State of the art septic system, 1500 gall tank

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Kenneth Coombs SchoolGrades PK-22.7 mi
5/10
Mashpee High SchoolGrades 7-122.8 mi
5/10
Quashnet SchoolGrades 3-62.9 mi

Construction

Condition

  • Property condition: Approximate
  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Asphalt, Shingle
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame, Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Washer,Microwave,Dishwasher,Gas Water Heater
  • Laundry features: Laundry Room,Sink,Second Floor

Bedroom2

  • Features: Bedroom 2, Closet
  • Level: Second

Bedroom3

  • Features: Bedroom 3, View, Recessed Lighting
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: View
  • Level: First

Features

  • Recessed Lighting,Linen Closet
  • Window features: Skylight(s)
  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,552
  • Total interior livable area: 3,552 sqft

Kitchen

  • Features: Kitchen, Upgraded Cabinets, View, Kitchen Island, Recessed Lighting
  • Level: First

Living Room

  • Features: Recessed Lighting, Living Room, View, Ceiling Fan(s), Dining Area
  • Level: First

Master Bathroom

  • Features: Private Full Bath

Master Bedroom

  • Features: Balcony, Walk-In Closet(s), View, Recessed Lighting, Closet, Ceiling Fan(s)
  • Level: First

Property

Details

  • Parcel number: MASH M:105 B:42 L:0
  • Zoning: R3
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool Cover,Indoor,In Ground
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor
  • On waterfront: Yes
  • Waterbody name: Ockway Bay

Lot

  • Lot size: 7,405 sqft
  • Features: Bike Path,Medical Facility,House of Worship,Near Golf Course,Marina,Conservation Area

Parking

  • Total spaces: 4
  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$637$7,644
Property Taxes $776$9,312
Electricity $700$8,405
Total$9,444$113,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$323,794/yr
40% on housing$283,320/yr
45% on housing$251,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 02649$522
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02649$452
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$1,450,000
2026-08-04Contingent$1,450,000
2026-08-04Pending sale$1,450,000
2026-07-28Listed for sale$1,450,000
2026-07-17Pending sale$1,450,000
2026-07-17Contingent$1,450,000
2026-07-16Price change$1,450,000
2026-07-12Listed for sale$1,690,000
2026-07-07Pending sale$1,690,000
2026-06-29Contingent$1,690,000
2026-05-28Price change$1,690,000
2026-05-12Price change$1,990,000
2026-04-01Listed for sale$2,190,000
2025-09-25Listing removed$2,699,000
2025-07-16Price change$2,699,000
2025-04-24Listed for sale$2,899,000

For Sale by Agent

AgentLisa Jacobs
BrokerageKeller Williams Realty Boston-MetroWest

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