409 N Fork Rd, Black Mountain, NC, 28711
About This Home
Tucked away in charming Black Mountain, this one-of-a-kind home offers convenient seclusion and timeless appeal. Each level boasts a private primary suite and large porches or private balconies are accessible from nearly every indoor living space. At the heart of the home is a gourmet kitchen—beautiful granite counters and backsplash, abundant natural light, and excellent workflow—flowing into a cozy Keeping Room with a floor-to-ceiling stone, wood-burning fireplace, and then into the most perfect sunroom surrounded by trees on three sides. The lower level, a proven short- and long-term rental, is sure to impress with a rec room (pool table, gas fireplace), 9-seat theater, full kitchen, and private screened porch. Every detail of this exceptional home is thoughtfully designed for comfort, warmth, and grace—perfect for large gatherings or quiet mornings alike.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1995
Materials
- Construction materials: Stucco,Hardboard Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Exhaust Hood,Microwave
- Laundry features: In Kitchen,Main Level
Basement
- Has basement: Yes
- Basement: Apartment,Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,Built-in Features,Kitchen Island,Walk-In Closet(s)
- Door features: Insulated Door(s)
- Window features: Insulated Windows,Skylight(s)
- Flooring: Slate,Tile,Wood
- Fireplace features: Family Room,Gas,Keeping Room,Living Room,Recreation Room,Wood Burning
- Finished area below ground: 1,920
- Finished area above ground: 3,310
Heating & Cooling
- Heating features: ENERGY STAR Qualified Equipment,Heat Pump
- Cooling features: ENERGY STAR Qualified Equipment,Heat Pump
Interior Area
- Total structure area: 3,310
- Total interior livable area: 5,230 sqft
Kitchen
- Features: Breakfast Bar,Central Vacuum,Kitchen Island
- Level: Main
- Area: 206.6386
- Dimensions: 14' 5" X 14' 4"
Other
- Level: Basement
- Area: 77.2964
- Dimensions: 6' 11" X 11' 2"
Other
- Features: Ceiling Fan(s),Central Vacuum,Garden Tub,Tray Ceiling(s),Walk-In Closet(s)
- Level: Upper
- Area: 230.8014
- Dimensions: 14' 7" X 15' 10"
Primary Bedroom
- Features: Ceiling Fan(s),Central Vacuum,En Suite Bathroom,Garden Tub,Walk-In Closet(s)
- Level: Main
- Area: 247.8861
- Dimensions: 15' 4" X 16' 2"
Property
Details
- Parcel number: 070073827800000
- Zoning: R-LD
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony,Covered,Screened
- Exterior features: Porte-cochere
Lot
- Lot size: 0.85 Acres
- Features: Paved,Private,Sloped,Wooded
Parking
- Total spaces: 6
- Parking features: Attached Carport,Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,090 | $97,080 |
| Home Insurance * | $445 | $5,340 |
| Property Taxes | $865 | $10,380 |
| Electricity | $487 | $5,845 |
| Total | $9,887 | $118,644 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-10 | Price change | $1,600,000 |
| 2025-08-31 | Price change | $1,700,000 |
| 2025-07-31 | Listed for sale | $1,800,000 |
| 2024-01-30 | Listing removed | $1,600,000 |
| 2023-11-06 | Price change | $1,600,000 |
| 2023-09-05 | Listed for sale | $1,700,000 |
| 2021-05-20 | Sold | $850,000 |
| 2021-02-16 | Pending sale | $899,900 |
| 2020-09-15 | Price change | $899,900 |
| 2019-11-29 | Price change | $925,000 |
| 2019-09-06 | Listed for sale | $949,000 |
| 2005-04-25 | Sold | $420,000 |
For Sale by Agent
View on Zillow