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522 Brandon Rd, Black Mountain, NC, 28711

2beds
2baths
1,826sqft
$450,000
$246price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Completely renovated from top to bottom! This move-in ready, one-level home with basement, offers the rare combination of new finishes, thoughtful upgrades and a peaceful setting just minutes from town. Nearly every surface has been touched, creating the feel of a brand new home while preserving its original Black Mountain charm. Set on just under half an acre, the property features an expansive wraparound deck with exceptional outdoor space for entertaining, gardening, relaxing, or enjoying your new surroundings. Inside, cathedral ceilings enhance the open living, kitchen, and dining area, creating a bright and inviting layout. The kitchen is beautifully appointed with top-of-the-line cabinetry, Dekton countertops, brand new Whirlpool appliances, and a walk-in pantry with a shelving system. The primary bedroom includes an ensuite half bathroom and an custom closet system. All closets throughout feature custom built-in organization systems, and most include dimmable lighting. A large flex room with closet and private exterior entrance on the main level offers exceptional versatility, and the basement provides additional finished flex space as well. Additional upgrades include solid wood doors, a built-in Iron Hawk personal safe, brand new HVAC, water heater, metal roof, gutters with gutter guards, and a Mitsubishi mini split in the basement with dehumidifier option. Lifeproof LVP flooring upstairs and durable, spillproof LVP downstairs add style and function throughout. Peaceful yet convenient to vibrant downtown Black Mountain and the plethora of restaurants, breweries, and shops it has to offer. (Please note: Included in square footage total is 685 square feet of finished flex space in the walk out basement that has a ceiling height of 6 feet 3 inches.) Property is not in a flood zone.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
6/10
Charles D Owen MiddleGrades 6-84.0 mi
7/10
Charles D Owen HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Metal
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Microwave,Refrigerator with Ice Maker
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Finished area below ground: 685
  • Finished area above ground: 1,141

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,141
  • Total interior livable area: 1,826 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Cathedral Ceiling(s),Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 071060630900000
  • Zoning: UR-8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wrap Around

Lot

  • Lot size: 0.46 Acres
  • Features: Cleared,Green Area,Level,Rolling Slope

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$125$1,500
Property Taxes $334$4,008
Electricity $200$2,405
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$272
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$489,000
2026-04-13Price change$525,000
2026-03-17Price change$539,000
2026-03-07Listed for sale$550,000
2024-05-20Sold$150,000

For Sale by Agent

AgentAshley Payne
BrokerageKeller Williams Professionals

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