109 Stephen St, Dartmouth, MA, 02748
About This Home
Welcome to 109 Stephen Street, a well-maintained home in South Dartmouth, just minutes from Padanaram Village, local beaches, and everyday conveniences. Public record reflects a legal 2-bedroom, 2-bath layout — but the livable space goes well beyond that. The fully finished basement adds two additional rooms, and a separate loft offers yet another flexible space for a home office, playroom, or extra storage. Unlike most lower levels, this one is filled with natural light, making it true usable living space. Central air keeps every level comfortable through the warmer months. Pride of ownership shows throughout, with the home carefully maintained inside and out. Out back, a generous yard is made for entertaining, with room to spread out for cookouts and gatherings. All of this in the Dartmouth school district, with quick access to downtown New Bedford's shops and restaurants, plus Routes 6, 140, and 195. Join us at the open house on Thursday August 20th 5:30PM - 7:00PM.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Perimeter
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Details
- Parcel number: M:0145 B:0018 L:0000,2787436
- Zoning: GR
Lot
- Lot size: 4,356 sqft
Parking
- Total spaces: 3
- Parking features: Detached,Paved Drive
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $382 | $4,584 |
| Electricity | $354 | $4,259 |
| Total | $3,686 | $44,232 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $529,900 |
| 2026-07-28 | Listed for sale | $539,900 |
| 2020-06-24 | Sold | $325,000 |
| 2012-09-21 | Sold | $240,000 |
| 2012-07-25 | Listed for sale | $249,900 |
| 2008-08-29 | Sold | $237,415 |
| 2003-12-16 | Sold | $190,000 |
| 2003-09-08 | Sold | $150,000 |
| 2001-11-05 | Sold | $133,000 |
View on Zillow