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45 Bright St, Fall River, MA, 02721

3beds
2baths
1,556sqft
$425,000
$273price/sqft
$3,092/moest. monthly cost
$123,680/yrincome needed

About This Home

Perfect opportunity for first-time buyers — 3 bedroom 2 full bathroom cape home in Fall River's Maplewood area! Move-in ready + a new heating system. Solar panels will be owned, no lease payment — buyer will generate FREE ELECTRICITY! Fenced-in backyard with a newer patio and gazebo. Main level contains two bedrooms, a remodeled bathroom, and hardwood flooring. Spacious 3rd bedroom on the upper level. The basement is open and has a 2nd full bathroom, offering potential for finishing. City water and sewer + natural gas. 3 car driveway in additional to ample street parking. Located close by Maplewood Park (tennis courts!), local restaurants, the South Coast marketplace, and the Tiverton line. Scheduled showings only - reach out for an appointment!

Getting Around

81
WalkingVery Walkable
34
TransitSome Transit
51
BikeBikeable

Schools

5/10
2/10
2/10
B M C Durfee High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Refrigerator,Range Hood,Plumbed For Ice Maker
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Screens
  • Flooring: Tile,Vinyl,Hardwood
  • Finished area below ground: 58
  • Finished area above ground: 1,498

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 1,556 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0E04 B:0000 L:0049,2823077
  • Zoning: R-4

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Pool - Above Ground,Rain Gutters,Storage,Screens,Fenced Yard,Gazebo
  • Fencing: Fenced

Lot

  • Lot size: 4,434 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$181$2,172
Property Taxes $408$4,896
Electricity $354$4,259
Total$3,092$37,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,011/yr
40% on housing$92,760/yr
45% on housing$82,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 02721$224
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02721$228
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$420,000
2026-06-17Listed for sale$425,000
2020-10-26Sold$312,000
2020-09-10Pending sale$259,900
2020-09-03Listed for sale$259,900
2002-06-28Sold$152,900

For Sale by Agent

AgentMatthew Daylor
BrokerageKeller Williams South Watuppa

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