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87 Smith St, Fall River, MA, 02721

8beds
4baths
2,853sqft
$639,000
$224price/sqft
$4,679/moest. monthly cost
$187,160/yrincome needed

About This Home

Beautiful 3 family in great neighborhood. for owner occupied or investment. First floor has updated bath and kitchen. Upgrated electric, plumbing, new high efficiency furnaces on second and third floor...hot water baseboard on all three apartments. Semi finished basement with kitchen, 3/4 bath and heat. New roof, newer windows. Fenced yard with deck off first floor kitchen. Move in condition. GREAT FOR OWNER OCCUPANCY. DELEADED WITH CERTIFICATES

Getting Around

70
WalkingVery Walkable
41
TransitSome Transit
58
BikeBikeable

Schools

2/10
2/10
B M C Durfee High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Granite
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,853

Interior Area

  • Total structure area: 2,853
  • Total interior livable area: 2,853 sqft

Property

Details

  • Parcel number: 2824479
  • Zoning: A-3

Features

  • Patio & porch: Enclosed,Deck

Lot

  • Lot size: 4,065 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$272$3,264
Property Taxes $614$7,368
Electricity $562$6,751
Total$4,679$56,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,422/yr
40% on housing$140,370/yr
45% on housing$124,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 02721$224
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02721$228
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$639,000
2022-06-03Listing removed--
2021-02-16Listing removed$369,000
2021-02-16Listed for sale$369,000
2007-10-05Sold$160,000
2007-06-21Sold$285,000
2004-04-27Sold$290,000
2003-03-05Sold$240,000
2001-08-01Sold$170,900

For Sale by Agent

AgentEvelina Costa
BrokerageRiverside Realty

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