45 Read St, Fall River, MA, 02720
About This Home
Own Your Dream Home with Zero Money Down! Unlock the door to your future with an exclusive offer: Purchase this home and receive $3,999 back in closing costs credits OR $2,159 per month at an exceptional financing rate of 5.05% APR with ZERO down payment available for those who qualify. Your Private Oasis Awaits! This inviting home is full of tremendous character and charm, featuring a wood-burning fireplace in the living room perfect for cozy evenings. Enjoy new windows (2005) and a roof replaced in 2014 - with the garage roof to be completed before closing. Step outside to a large deck and spacious yard, ideal for entertaining or relaxing, and take advantage of the oversized garage for all your storage and hobby needs. A perfect blend of comfort, charm, and functionality in one beautiful home! Move-In Ready! This home boasts: New Windows (2005)! Roof replaced in 2014! Large Deck! Spacious Yard! 24-Hour Open House! Call us today for open house times! Exclusive Benefits Just for You! This Certified Pre-Owned Home has been thoroughly inspected by a licensed home inspector, and you'll receive the detailed report at no cost-no surprises here! Plus, enjoy peace of mind with our 12-month Home Warranty and a 24-month Satisfaction Guarantee: Love this home, or will buy it back or sell it for free! First responders and military members-ask about our appreciation discount! More Options Just for You If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $2,159 @ 5.05% APR. 20% Down 30 years to those who qualify. Taxes and insurance not included. Rates as of March 2026. 0% Down financing available to those who qualify. $3,999 closing costs credit or exclusive financing rate is subject to buyer using sellers preferred lender. Don't miss out on your dream home-contact us today!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 0
Heating
- Heating features: Gas,Hot Water,Steam
Interior Area
- Total structure area: 0
- Total interior livable area: 1,828 sqft
Property
Details
- Parcel number: FALLM0M04B0000L0015
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Open Porch,Deck
Lot
- Lot size: 9,627 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $384 | $4,608 |
| Electricity | $360 | $4,325 |
| Total | $2,938 | $35,256 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $399,900 |
For Sale by Agent
View on Zillow