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89 Oak St, Fall River, MA, 02720

6beds
2baths
1,594sqft
$439,900
$276price/sqft
$3,189/moest. monthly cost
$127,560/yrincome needed

About This Home

**RENOVATED DUPLEX!** Welcome to Fall River! Newly Offered & Extremely Well Maintained 2 Family Property in the Heart of Fall River. Excellent Investment Opportunity - Live in 1 Unit & Rent the Other! This Duplex has So Much to Offer - Featuring 1 YEAR OLD Appliances, Newer Fridge/Stove/Washer/Dryer, Updated Electrical, BOTH KITCHENS less than 5 Years Old, BOTH BATHROOMS less than 2 Years Old, All Doors/Windows Replaced, Floors Refinished, On Demand Hot Water System, Fully Vinyl Sided Maintenance Free Exterior & MORE! Both Apartments are 3x Bedroom - Spacious, Fully Applianced, Convenient Layouts. Fantastic Location, just a Short Ride to Shopping, Dining, Highway Access & More. This is a Perfect Maintenance Free, Well Cared for Property - DO NOT MISS your Chance to Invest in the City!

Getting Around

93
WalkingWalker's Paradise
51
TransitGood Transit
59
BikeBikeable

Schools

8/10
Stone Day SchoolGrades 1-120.5 mi
3/10
Morton Middle SchoolGrades 6-81.0 mi
2/10
B M C Durfee High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 797
  • Finished area above ground: 1,594

Interior Area

  • Total structure area: 1,594
  • Total interior livable area: 1,594 sqft

Property

Details

  • Parcel number: N040023,2833153
  • Zoning: R

Features

  • Patio & porch: Deck
  • Fencing: Fenced/Enclosed
  • Frontage length: 40.00

Lot

  • Lot size: 1,982 sqft
  • Features: Level,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$189$2,268
Property Taxes $422$5,064
Electricity $354$4,259
Total$3,189$38,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,337/yr
40% on housing$95,670/yr
45% on housing$85,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 02720$218
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02720$264
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$449,000
2026-03-26Listing removed$449,000
2026-01-21Price change$449,000
2025-12-02Price change$474,900
2025-11-10Listed for sale$499,900
2022-02-22Listing removed--
2022-02-15Listed for sale$324,900
2014-07-14Listing removed$148,500
2014-06-04Price change$148,500
2014-01-14Listed for sale$149,000
2011-07-27Listing removed$164,000
2011-04-27Price change$164,000
2010-12-17Listed for sale$165,000
2010-05-10Sold$80,000
2009-11-11Listing removed$99,900
2009-10-21Price change$99,900
2009-10-09Price change$112,500
2009-10-03Price change$119,900
2009-09-19Price change$125,000
2009-08-23Price change$129,900
2009-07-16Price change$139,900
2009-06-30Price change$149,900
2009-06-24Listed for sale$159,900
2008-10-13Listing removed$179,900
2008-03-20Price change$179,900
2008-01-31Listed for sale$189,900
2004-04-28Sold$155,500
2000-10-31Sold$67,500

For Sale by Agent

AgentAdam Walorz
BrokerageRedlon Realty LLC

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