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31 Oregon St, Fall River, MA, 02720

4beds
1baths
1,886sqft
$499,000
$265price/sqft
$3,587/moest. monthly cost
$143,480/yrincome needed

About This Home

Pride of ownership is evident throughout this impeccably maintained 4-bedroom north end home, offering over 1800 square feet of move-in-ready living space.The first floor features gleaming hardwood floors throughout the spacious living room, formal dining room, primary bedroom, and study/den. You'll also find a full bathroom, two kitchens, and a generously sized pantry closet.Upstairs, the second level offers three additional bedrooms and a bonus room with rough plumbing already in place—an ideal opportunity to create a second bathroom or customize the space to suit your needs Situated on an expansive lot, the beautiful backyard --& deck provides endless possibilities for outdoor living. Whether you envision hosting gatherings, creating a private oasis, or adding a future pool, this property offers the space to make it happen.

Getting Around

73
WalkingVery Walkable
38
TransitSome Transit
61
BikeBikeable

Schools

3/10
Morton Middle SchoolGrades 6-80.2 mi
2/10
B M C Durfee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Concrete Perimeter,Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Window features: Screens
  • Flooring: Tile,Vinyl,Carpet,Hardwood
  • Finished area above ground: 1,886

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0S13 B:0000 L:0059,2836912
  • Zoning: G

Features

  • Patio & porch: Deck,Deck - Composite
  • Exterior features: Deck,Deck - Composite,Rain Gutters,Storage,Screens
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 10,097 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$214$2,568
Property Taxes $479$5,748
Electricity $371$4,462
Total$3,587$43,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,982/yr
40% on housing$107,610/yr
45% on housing$95,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 02720$218
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02720$264
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$499,000
1999-06-04Sold$118,000
1996-01-29Sold$80,000

For Sale by Agent

AgentGenevieve Pappas
BrokerageLamacchia Realty, Inc.

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