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1 Thatcher St, New Bedford, MA, 02744

2beds
1baths
772sqft
$350,000
$453price/sqft
$2,612/moest. monthly cost
$104,480/yrincome needed

About This Home

Charming and move-in ready 2-bedroom, 1-bath cottage-style home located in New Bedford’s desirable South End! Enjoy easy access to New Bedford’s “Blue Lane” waterfront trail network, featuring the CoveWalk, HarborWalk, beaches, Hazelwood Park, and scenic coastal views.This updated home offers warm wood floors, an inviting layout, and low-maintenance living with the perfect blend of comfort and coastal charm. The private backyard retreat creates an ideal setting for relaxing, entertaining, or enjoying summer evenings outdoors. Perfect for first-time buyers, downsizers, or anyone seeking a turnkey home near the water. Don’t miss this South End gem!Easy to show. Call or text for a private showing appointment.

Getting Around

86
WalkingVery Walkable
33
TransitSome Transit
59
BikeBikeable

Schools

3/10
Roosevelt Middle SchoolGrades 6-80.5 mi
1/10
New Bedford High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Bulkhead,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 772

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Active Solar,Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 772
  • Total interior livable area: 772 sqft

Property

Details

  • Parcel number: M:0015 L:0253,2884631
  • Zoning: RC

Features

  • Exterior features: Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 1,215 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$161$1,932
Property Taxes $328$3,936
Electricity $354$4,259
Total$2,612$31,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,554/yr
40% on housing$78,360/yr
45% on housing$69,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 02744$223
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02744$271
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$350,000
2026-05-18Listed for sale$360,000
2022-06-17Sold$290,000
2022-05-12Contingent$279,800
2022-04-18Listed for sale$279,800
2019-11-01Listing removed$174,900
2019-09-17Price change$174,900
2019-08-26Listed for sale$179,900
2000-06-06Sold$72,500

For Sale by Agent

AgentMichelle Gerez
BrokerageRE/MAX Impact

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